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Single Family ResidenceResidential
$609,797$552 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

22490 RUBY ST

CASTRO VALLEY, CA 94546
2
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,200 ft²
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$610K
$582K low$637K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$445,037
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$356,030
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,000
WORLD SAVINGS & LOAN · recorded Dec 14, 1993
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,760
WASHINGTON MUTUAL FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,051 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,702
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,349
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,834
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$789,210

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALAMEDA
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hayward High SchoolC
High · Grades 9–12 · 0.7 mi
M
Bret Harte Middle SchoolC-
Middle · Grades 7–8 · 0.8 mi
E
Fairview Elementary SchoolD-
Elementary · Grades KG–6 · 1.3 mi

District: Hayward Unified School District

Neighborhood · ZIP 94546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.657

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.46,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,466 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,352
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,642
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22490 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Castro Valley
  • Costs less per square foot than 76% of homes in Castro Valley
  • Smaller than 89% of homes in Castro Valley
  • Has a smaller lot than 96% of homes in Castro Valley 94546
  • Older than 88% of homes in Castro Valley

What homes are worth in Castro Valley 94546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$449K$1.8M

This home is worth more than 7% of homes in Castro Valley 94546.

How it measures up in Castro Valley 94546

The dot is this home. The mark in the middle is the typical home in Castro Valley 94546.

Estimated value$609,797
CheaperTypical $973,005Pricier

Pricier than 7% of homes nearby

Price per ft²$552
CheaperTypical $625Pricier

Pricier than 29% of homes nearby

Living area1,104 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 17% of homes nearby

Lot size4,200 ft²
SmallerTypical 0.16 acBigger

Bigger than 4% of homes nearby

Year built1947
OlderTypical 1955Newer

Newer than 14% of homes nearby

How 22490 Ruby St ranks against every home in each area.
MeasureThis homeCastro ValleyCastro Valley 94546Alameda County
Estimated valuepricier than$609,7973% of homes7% of homes16% of homes
Price per ft²pricier than$55224% of homes29% of homes27% of homes
Living areabigger than1,104 ft²11% of homes17% of homes19% of homes
Lot sizebigger than4,200 ft²9% of homes4% of homes22% of homes
Year builtnewer than194712% of homes14% of homes28% of homes

About 22490 Ruby St

How much is 22490 Ruby St, Castro Valley, CA worth?

The TopHap Estimate for 22490 Ruby St, Castro Valley, CA is $609,797 as of Jul 14, 2026. The likely range is $582,466 to $637,128. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22490 Ruby St, Castro Valley, CA last sell?

22490 Ruby St, Castro Valley, CA last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 22490 Ruby St, Castro Valley, CA?

22490 Ruby St, Castro Valley, CA has 2 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 0.10-acre lot.

When was 22490 Ruby St, Castro Valley, CA built?

22490 Ruby St, Castro Valley, CA was built in 1947, making it 79 years old. The building has 1 story.

What schools serve 22490 Ruby St, Castro Valley, CA?

22490 Ruby St, Castro Valley, CA is assigned to Hayward High School (high), rated C; Bret Harte Middle School (middle), rated C-; Fairview Elementary School (elementary), rated D-. All sit in Hayward Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22490 Ruby St, Castro Valley, CA compare to other homes in Castro Valley 94546?

Among the 13,493 homes in Castro Valley 94546, it is worth more than 7% of them ($609,797 against a typical $973,005), its price per square foot is higher than 29% of them ($552 against a typical $625), it is bigger than 17% of them (1,104 ft² against a typical 1,548 ft²), its lot is bigger than 4% of them (4,200 ft² against a typical 0.16 ac) and it is newer than 14% of them (1947 against a typical 1955). Measured against all of Alameda County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22490 Ruby St, Castro Valley, CA?

The 2025 property tax bill for 22490 Ruby St, Castro Valley, CA was $3,914. The county assessed it at $259,051.

Closest homes

More homes in Castro Valley 94546

Assigned schools

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