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Single Family ResidenceResidential
$243,058$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $156,250 on May 6, 2016

225 PROSPECT ST

SAINT JOSEPH, IL 61873
1
Baths
1,772 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$243K
$230K low$256K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$156,250 · May 6, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$91,495
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$73,196
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$151,563
BUSEY BK · 3.75% 2 · recorded May 9, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,152 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,640 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,920

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyChampaign
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Joseph Elementary SchoolA-
Elementary · Grades PK–4 · 0.2 mi
M
St Joseph Middle SchoolA
Middle · Grades 5–8 · 0.3 mi
H
St Joseph-Ogden High SchoolA
High · Grades 9–12 · 0.5 mi

District: St. Joseph Community Consolidated School District 169

Neighborhood · ZIP 61873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,361
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

225 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Saint Joseph 61873
  • Costs less per square foot than 94% of homes in Saint Joseph 61873
  • Bigger than 85% of homes in Champaign County
  • Older than 70% of homes in Saint Joseph 61873

What homes are worth in Saint Joseph 61873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$603K

This home is worth more than 33% of homes in Saint Joseph 61873.

How it measures up in Saint Joseph 61873

The dot is this home. The mark in the middle is the typical home in Saint Joseph 61873.

Estimated value$243,058
CheaperTypical $276,398Pricier

Pricier than 33% of homes nearby

Price per ft²$137
CheaperTypical $192Pricier

Pricier than 6% of homes nearby

Living area1,772 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 77% of homes nearby

Year built1972
OlderTypical 1994Newer

Newer than 30% of homes nearby

How 225 Prospect St ranks against every home in each area.
MeasureThis homeSaint Joseph 61873Champaign County
Estimated valuepricier than$243,05833% of homes54% of homes
Price per ft²pricier than$1376% of homes29% of homes
Living areabigger than1,772 ft²77% of homes85% of homes
Year builtnewer than197230% of homes64% of homes

About 225 Prospect St

How much is 225 Prospect St, Saint Joseph, IL worth?

The TopHap Estimate for 225 Prospect St, Saint Joseph, IL is $243,058 as of Jul 14, 2026. The likely range is $230,098 to $256,018. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 225 Prospect St, Saint Joseph, IL last sell?

225 Prospect St, Saint Joseph, IL last sold on May 6, 2016 for $156,250, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 225 Prospect St, Saint Joseph, IL?

225 Prospect St, Saint Joseph, IL has 1 bathrooms and 1,772 square feet of living space.

When was 225 Prospect St, Saint Joseph, IL built?

225 Prospect St, Saint Joseph, IL was built in 1972, making it 54 years old. It is a a-frame home. The building has 1 story.

What schools serve 225 Prospect St, Saint Joseph, IL?

225 Prospect St, Saint Joseph, IL is assigned to St Joseph Elementary School (elementary), rated A-; St Joseph Middle School (middle), rated A; St Joseph-Ogden High School (high), rated A. All sit in St. Joseph Community Consolidated School District 169. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 225 Prospect St, Saint Joseph, IL compare to other homes in Saint Joseph 61873?

Among the 2,245 homes in Saint Joseph 61873, it is worth more than 33% of them ($243,058 against a typical $276,398), its price per square foot is higher than 6% of them ($137 against a typical $192), it is bigger than 77% of them (1,772 ft² against a typical 1,448 ft²) and it is newer than 30% of them (1972 against a typical 1994). Measured against all of Champaign County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 225 Prospect St, Saint Joseph, IL?

The 2024 property tax bill for 225 Prospect St, Saint Joseph, IL was $4,152. The county assessed it at $65,640.

Closest homes

More homes in Saint Joseph 61873

Assigned schools

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