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Single Family ResidenceResidential
$174,773$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $81,500 on Dec 9, 2005

228 COTTAGE PL

ONEIDA, NY 13421
4
Beds
1.5
Baths
1,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$175K
$160K low$189K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$81,500 · Dec 9, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,509 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,577

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 208 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oneida High SchoolC+
High · Grades 9–12 · 0.3 mi
E
Willard Prior Elementary SchoolD+
Elementary · Grades PK–1 · 0.5 mi
M
Otto Shortell Middle SchoolC-
Middle · Grades 6–8 · 2.9 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

228 Cottage Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Madison County
  • Costs less per square foot than 73% of homes in Madison County
  • Has a smaller lot than 95% of homes in Madison County
  • Older than 75% of homes in Madison County

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$481K

This home is worth more than 41% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$174,773
CheaperTypical $194,343Pricier

Pricier than 41% of homes nearby

Price per ft²$113
CheaperTypical $134Pricier

Pricier than 34% of homes nearby

Living area1,540 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.14 ac
SmallerTypical 0.34 acBigger

Bigger than 10% of homes nearby

Year built1901
OlderTypical 1929Newer

Newer than 31% of homes nearby

How 228 Cottage Pl ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$174,77341% of homes31% of homes
Price per ft²pricier than$11334% of homes27% of homes
Living areabigger than1,540 ft²44% of homes47% of homes
Lot sizebigger than0.14 ac10% of homes5% of homes
Year builtnewer than190131% of homes25% of homes

About 228 Cottage Pl

How much is 228 Cottage Pl, Oneida, NY worth?

The TopHap Estimate for 228 Cottage Pl, Oneida, NY is $174,773 as of Sep 24, 2026. The likely range is $160,493 to $189,053. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 228 Cottage Pl, Oneida, NY last sell?

228 Cottage Pl, Oneida, NY last sold on Dec 9, 2005 for $81,500, according to the county's recorded deed.

How big is 228 Cottage Pl, Oneida, NY?

228 Cottage Pl, Oneida, NY has 4 bedrooms, 1.5 bathrooms, 1,540 square feet of living space and a 0.14-acre lot.

When was 228 Cottage Pl, Oneida, NY built?

228 Cottage Pl, Oneida, NY was built in 1901, making it 125 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 228 Cottage Pl, Oneida, NY?

228 Cottage Pl, Oneida, NY is assigned to Oneida High School (high), rated C+; Willard Prior Elementary School (elementary), rated D+; Otto Shortell Middle School (middle), rated C-. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 228 Cottage Pl, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,129 homes in Oneida 13421, it is worth more than 41% of them ($174,773 against a typical $194,343), its price per square foot is higher than 34% of them ($113 against a typical $134), it is bigger than 44% of them (1,540 ft² against a typical 1,624 ft²), its lot is bigger than 10% of them (0.14 ac against a typical 0.34 ac) and it is newer than 31% of them (1901 against a typical 1929). Measured against all of Madison County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 228 Cottage Pl, Oneida, NY?

The 2026 property tax bill for 228 Cottage Pl, Oneida, NY was $4,509. The county assessed it at $92,000.

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