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Single Family ResidenceResidential
$270,369$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $126,500 on Jul 3, 2001

233 COTTAGE PL

ONEIDA, NY 13421
4
Beds
2 / 1
Baths
2,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$249K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$126,500 · Jul 3, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,809
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,247
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,560
FIRST SOURCE FCU · recorded May 6, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,264 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$205,634

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oneida High SchoolB
High · Grades 9–12 · 0.3 mi
E
Willard Prior Elementary School
Elementary · Grades PK–1 · 0.5 mi
M
Otto Shortell Middle SchoolD
Middle · Grades 6–8 · 2.9 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

233 Cottage Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Oneida 13421
  • Costs less per square foot than 75% of homes in Madison County
  • Bigger than 89% of homes in Oneida 13421
  • Has a smaller lot than 85% of homes in Madison County
  • Older than 65% of homes in Madison County

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$463K

This home is worth more than 76% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$270,369
CheaperTypical $191,033Pricier

Pricier than 76% of homes nearby

Price per ft²$106
CheaperTypical $131Pricier

Pricier than 31% of homes nearby

Living area2,544 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.22 ac
SmallerTypical 0.34 acBigger

Bigger than 29% of homes nearby

Year built1940
OlderTypical 1930Newer

Newer than 54% of homes nearby

How 233 Cottage Pl ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$270,36976% of homes63% of homes
Price per ft²pricier than$10631% of homes25% of homes
Living areabigger than2,544 ft²89% of homes89% of homes
Lot sizebigger than0.22 ac29% of homes15% of homes
Year builtnewer than194054% of homes35% of homes

About 233 Cottage Pl

How much is 233 Cottage Pl, Oneida, NY worth?

The TopHap Estimate for 233 Cottage Pl, Oneida, NY is $270,369 as of Jul 14, 2026. The likely range is $249,203 to $291,535. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 233 Cottage Pl, Oneida, NY last sell?

233 Cottage Pl, Oneida, NY last sold on Jul 3, 2001 for $126,500, according to the county's recorded deed.

How big is 233 Cottage Pl, Oneida, NY?

233 Cottage Pl, Oneida, NY has 4 bedrooms, 2 bathrooms, 2,544 square feet of living space and a 0.22-acre lot.

When was 233 Cottage Pl, Oneida, NY built?

233 Cottage Pl, Oneida, NY was built in 1940, making it 86 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 233 Cottage Pl, Oneida, NY?

233 Cottage Pl, Oneida, NY is assigned to Oneida High School (high), rated B; Willard Prior Elementary School (elementary); Otto Shortell Middle School (middle), rated D. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 233 Cottage Pl, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,132 homes in Oneida 13421, it is worth more than 76% of them ($270,369 against a typical $191,033), its price per square foot is higher than 31% of them ($106 against a typical $131), it is bigger than 89% of them (2,544 ft² against a typical 1,624 ft²), its lot is bigger than 29% of them (0.22 ac against a typical 0.34 ac) and it is newer than 54% of them (1940 against a typical 1930). Measured against all of Madison County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 233 Cottage Pl, Oneida, NY?

The 2025 property tax bill for 233 Cottage Pl, Oneida, NY was $7,264. The county assessed it at $146,000.

Closest homes

More homes in Oneida 13421

Assigned schools

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