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Single Family ResidenceResidential
$718,754$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

228 RIVER RD

ORANGE PARK, FL 32073
4
Beds
4
Baths
3,381 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$719K
$681K low$757K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,260
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$421,700
AFFINITY MORTGAGE LLC · recorded Apr 16, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,979
FIGURE LENDING LLC

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$435,740 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$793,346

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.1.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 333 ft²Porch · 620 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Orange Park Junior High SchoolC-
Middle · Grades 7–8 · 2.2 mi
E
Montclair Elementary SchoolC+
Elementary · Grades KG–6 · 2.5 mi
H
Orange Park High SchoolC+
High · Grades 9–12 · 3.2 mi

District: Clay County School District

Neighborhood · ZIP 32073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.46,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,391 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,813
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

228 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Orange Park 32073
  • Costs more per square foot than 93% of homes in Orange Park 32073
  • Bigger than 96% of homes in Orange Park
  • Among the largest lots in Orange Park 32073
  • Newer than 96% of homes in Orange Park

What homes are worth in Orange Park 32073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$669K

This home is worth more than 98% of homes in Orange Park 32073.

How it measures up in Orange Park 32073

The dot is this home. The mark in the middle is the typical home in Orange Park 32073.

Estimated value$718,754
CheaperTypical $299,898Pricier

Pricier than 98% of homes nearby

Price per ft²$213
CheaperTypical $170Pricier

Pricier than 93% of homes nearby

Living area3,381 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.25 ac
SmallerTypical 0.24 acBigger

Bigger than almost all homes nearby

Year built2003
OlderTypical 1979Newer

Newer than 91% of homes nearby

How 228 River Rd ranks against every home in each area.
MeasureThis homeOrange ParkOrange Park 32073Clay County
Estimated valuepricier than$718,75495% of homes98% of homes96% of homes
Price per ft²pricier than$21384% of homes93% of homes81% of homes
Living areabigger than3,381 ft²96% of homes96% of homes96% of homes
Lot sizebigger than1.25 ac97% of homesalmost all homes88% of homes
Year builtnewer than200396% of homes91% of homes64% of homes

About 228 River Rd

How much is 228 River Rd, Orange Park, FL worth?

The TopHap Estimate for 228 River Rd, Orange Park, FL is $718,754 as of Jul 14, 2026. The likely range is $680,922 to $756,586. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 228 River Rd, Orange Park, FL last sell?

228 River Rd, Orange Park, FL last sold on Aug 22, 2023, according to the county's recorded deed.

How big is 228 River Rd, Orange Park, FL?

228 River Rd, Orange Park, FL has 4 bedrooms, 4 bathrooms, 3,381 square feet of living space and a 1.25-acre lot.

When was 228 River Rd, Orange Park, FL built?

228 River Rd, Orange Park, FL was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 228 River Rd, Orange Park, FL?

228 River Rd, Orange Park, FL is assigned to Orange Park Junior High School (middle), rated C-; Montclair Elementary School (elementary), rated C+; Orange Park High School (high), rated C+. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 228 River Rd, Orange Park, FL compare to other homes in Orange Park 32073?

Among the 13,738 homes in Orange Park 32073, it is worth more than 98% of them ($718,754 against a typical $299,898), its price per square foot is higher than 93% of them ($213 against a typical $170), it is bigger than 96% of them (3,381 ft² against a typical 1,710 ft²), its lot is bigger than almost all of them (1.25 ac against a typical 0.24 ac) and it is newer than 91% of them (2003 against a typical 1979). Measured against all of Clay County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Orange Park 32073

Assigned schools

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See this home in context

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