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Single Family ResidenceResidential
$76,698$70 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

228 RUBY RD

FINCASTLE, VA 24090
3
Beds
0
Baths
1,097 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$77K
$55K low$98K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,698
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,358

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$290 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$41,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBOTETOURT
Lot (acres)The size of the land the home sits on, from county records.2.50
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 354 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Breckinridge Elementary SchoolA-
Elementary · Grades PK–5 · 3.8 mi
M
Central Academy Middle SchoolA+
Middle · Grades 6–8 · 4.0 mi
H
James River High SchoolB+
High · Grades 9–12 · 10.4 mi

District: Botetourt County Public Schools

Neighborhood · ZIP 24090These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,494
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

228 Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Fincastle 24090
  • Among the lowest price per square foot in Fincastle 24090
  • Smaller than 86% of homes in Fincastle 24090
  • Has a bigger lot than 69% of homes in Botetourt County
  • Older than 97% of homes in Botetourt County

What homes are worth in Fincastle 24090

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$1M

This home is worth more than 3% of homes in Fincastle 24090.

How it measures up in Fincastle 24090

The dot is this home. The mark in the middle is the typical home in Fincastle 24090.

Estimated value$76,698
CheaperTypical $392,259Pricier

Pricier than 3% of homes nearby

Price per ft²$70
CheaperTypical $218Pricier

Cheaper than almost all homes nearby

Living area1,097 ft²
SmallerTypical 1,798 ft²Bigger

Bigger than 14% of homes nearby

Lot size2.5 ac
SmallerTypical 2.92 acBigger

Bigger than 46% of homes nearby

Year built1890
OlderTypical 1985Newer

Newer than 7% of homes nearby

How 228 Ruby Rd ranks against every home in each area.
MeasureThis homeFincastle 24090Botetourt County
Estimated valuepricier than$76,6983% of homes4% of homes
Price per ft²pricier than$70almost no homesalmost no homes
Living areabigger than1,097 ft²14% of homes15% of homes
Lot sizebigger than2.5 ac46% of homes69% of homes
Year builtnewer than18907% of homes3% of homes

About 228 Ruby Rd

How much is 228 Ruby Rd, Fincastle, VA worth?

The TopHap Estimate for 228 Ruby Rd, Fincastle, VA is $76,698 as of Jul 14, 2026. The likely range is $55,316 to $98,080. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 228 Ruby Rd, Fincastle, VA last sell?

228 Ruby Rd, Fincastle, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 228 Ruby Rd, Fincastle, VA?

228 Ruby Rd, Fincastle, VA has 3 bedrooms, 1,097 square feet of living space and a 2.50-acre lot.

When was 228 Ruby Rd, Fincastle, VA built?

228 Ruby Rd, Fincastle, VA was built in 1890, making it 136 years old. It is a conventional home. The building has 1 story.

What schools serve 228 Ruby Rd, Fincastle, VA?

228 Ruby Rd, Fincastle, VA is assigned to Breckinridge Elementary School (elementary), rated A-; Central Academy Middle School (middle), rated A+; James River High School (high), rated B+. All sit in Botetourt County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 228 Ruby Rd, Fincastle, VA compare to other homes in Fincastle 24090?

Among the 2,036 homes in Fincastle 24090, it is worth more than 3% of them ($76,698 against a typical $392,259), its price per square foot is higher than almost none of them ($70 against a typical $218), it is bigger than 14% of them (1,097 ft² against a typical 1,798 ft²), its lot is bigger than 46% of them (2.5 ac against a typical 2.92 ac) and it is newer than 7% of them (1890 against a typical 1985). Measured against all of Botetourt County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 228 Ruby Rd, Fincastle, VA?

The 2025 property tax bill for 228 Ruby Rd, Fincastle, VA was $290. The county assessed it at $41,400.

Closest homes

More homes in Fincastle 24090

Assigned schools

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