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Single Family ResidenceResidential
$46,131
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 48How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $41,500 on Jul 1, 2016

438 RUBY RD

FINCASTLE, VA 24090
0
Baths
4.48 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$46K
$22K low$70K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$41,500 · Jul 1, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.324%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,373
SOUTHWEST STAGE FUNDING LLC · recorded Jun 28, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$312 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOTETOURT
Lot (acres)The size of the land the home sits on, from county records.4.48
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Breckinridge Elementary SchoolA-
Elementary · Grades PK–5 · 4.0 mi
M
Central Academy Middle SchoolA+
Middle · Grades 6–8 · 4.1 mi
H
James River High SchoolB+
High · Grades 9–12 · 10.4 mi

District: Botetourt County Public Schools

Neighborhood · ZIP 24090These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,494
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Fincastle 24090
  • Has a bigger lot than 78% of homes in Botetourt County

What homes are worth in Fincastle 24090

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1.1M

This home is worth less than almost all homes in Fincastle 24090.

How it measures up in Fincastle 24090

The dot is this home. The mark in the middle is the typical home in Fincastle 24090.

Estimated value$46,131
CheaperTypical $393,125Pricier

Cheaper than almost all homes nearby

Lot size4.48 ac
SmallerTypical 2.92 acBigger

Bigger than 61% of homes nearby

How 438 Ruby Rd ranks against every home in each area.
MeasureThis homeFincastle 24090Botetourt County
Estimated valuepricier than$46,131almost no homes2% of homes
Lot sizebigger than4.48 ac61% of homes78% of homes

About 438 Ruby Rd

How much is 438 Ruby Rd, Fincastle, VA worth?

The TopHap Estimate for 438 Ruby Rd, Fincastle, VA is $46,131 as of Jul 14, 2026. The likely range is $21,961 to $70,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 Ruby Rd, Fincastle, VA last sell?

438 Ruby Rd, Fincastle, VA last sold on Jul 1, 2016 for $41,500, according to the county's recorded deed.

What schools serve 438 Ruby Rd, Fincastle, VA?

438 Ruby Rd, Fincastle, VA is assigned to Breckinridge Elementary School (elementary), rated A-; Central Academy Middle School (middle), rated A+; James River High School (high), rated B+. All sit in Botetourt County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 Ruby Rd, Fincastle, VA compare to other homes in Fincastle 24090?

Among the 2,036 homes in Fincastle 24090, it is worth more than almost none of them ($46,131 against a typical $393,125) and its lot is bigger than 61% of them (4.48 ac against a typical 2.92 ac). Measured against all of Botetourt County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 Ruby Rd, Fincastle, VA?

The 2025 property tax bill for 438 Ruby Rd, Fincastle, VA was $312. The county assessed it at $44,600.

Closest homes

More homes in Fincastle 24090

Assigned schools

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