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Single Family ResidenceResidential
$928,140$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $285,000 on Jul 22, 2021

22968 RUGER PL NW

POULSBO, WA 98370
4
Beds
0
Baths
2,734 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$928K
$888K low$968K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Jul 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$229,140
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$183,312
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$699,000
UMPQUA BANK · 4.37% 1 · recorded Apr 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,700 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$868,180 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$252,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$615,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$868,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$868,180

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKitsap
Lot (acres)The size of the land the home sits on, from county records.5.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 50 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vinland Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi
H
North Kitsap High SchoolA+
High · Grades 9–12 · 3.0 mi
M
Poulsbo Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi

District: North Kitsap School District

Neighborhood · ZIP 98370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.292

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.36,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,794
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22968 Ruger Pl Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Poulsbo 98370
  • Bigger than 90% of homes in Kitsap County
  • Has a bigger lot than 98% of homes in Kitsap County
  • Newer than 97% of homes in Kitsap County

What homes are worth in Poulsbo 98370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$1.5M

This home is worth more than 89% of homes in Poulsbo 98370.

How it measures up in Poulsbo 98370

The dot is this home. The mark in the middle is the typical home in Poulsbo 98370.

Estimated value$928,140
CheaperTypical $609,122Pricier

Pricier than 89% of homes nearby

Price per ft²$339
CheaperTypical $326Pricier

Pricier than 55% of homes nearby

Living area2,734 ft²
SmallerTypical 1,788 ft²Bigger

Bigger than 87% of homes nearby

Lot size5.11 ac
SmallerTypical 0.47 acBigger

Bigger than 96% of homes nearby

Year built2022
OlderTypical 1992Newer

Newer than 96% of homes nearby

How 22968 Ruger Pl Nw ranks against every home in each area.
MeasureThis homePoulsbo 98370Kitsap County
Estimated valuepricier than$928,14089% of homes86% of homes
Price per ft²pricier than$33955% of homes56% of homes
Living areabigger than2,734 ft²87% of homes90% of homes
Lot sizebigger than5.11 ac96% of homes98% of homes
Year builtnewer than202296% of homes97% of homes

About 22968 Ruger Pl Nw

How much is 22968 Ruger Pl Nw, Poulsbo, WA worth?

The TopHap Estimate for 22968 Ruger Pl Nw, Poulsbo, WA is $928,140 as of Jul 14, 2026. The likely range is $888,164 to $968,116. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22968 Ruger Pl Nw, Poulsbo, WA last sell?

22968 Ruger Pl Nw, Poulsbo, WA last sold on Jul 22, 2021 for $285,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 22968 Ruger Pl Nw, Poulsbo, WA?

22968 Ruger Pl Nw, Poulsbo, WA has 4 bedrooms, 2,734 square feet of living space and a 5.11-acre lot.

When was 22968 Ruger Pl Nw, Poulsbo, WA built?

22968 Ruger Pl Nw, Poulsbo, WA was built in 2022, making it 4 years old. It is a ranch home.

What schools serve 22968 Ruger Pl Nw, Poulsbo, WA?

22968 Ruger Pl Nw, Poulsbo, WA is assigned to Vinland Elementary School (elementary), rated B; North Kitsap High School (high), rated A+; Poulsbo Middle School (middle), rated A-. All sit in North Kitsap School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22968 Ruger Pl Nw, Poulsbo, WA compare to other homes in Poulsbo 98370?

Among the 12,845 homes in Poulsbo 98370, it is worth more than 89% of them ($928,140 against a typical $609,122), its price per square foot is higher than 55% of them ($339 against a typical $326), it is bigger than 87% of them (2,734 ft² against a typical 1,788 ft²), its lot is bigger than 96% of them (5.11 ac against a typical 0.47 ac) and it is newer than 96% of them (2022 against a typical 1992). Measured against all of Kitsap County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22968 Ruger Pl Nw, Poulsbo, WA?

The 2026 property tax bill for 22968 Ruger Pl Nw, Poulsbo, WA was $7,700. The county assessed it at $868,180.

Closest homes

More homes in Poulsbo 98370

Assigned schools

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