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Single Family ResidenceResidential
$435,074$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $264,933 on Dec 4, 2019

23 COTTAGE ST

ASHLAND, NH 03217
4
Beds
2.5
Baths
1,906 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$435K
$400K low$470K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$264,933 · Dec 4, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,074
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,459
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$217,000
FLAGSTAR BK · recorded Dec 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,706 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$99,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,175

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountyGRAFTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashland Elementary SchoolB-
Elementary · Grades KG–8 · 0.2 mi
H
Plymouth Regional High SchoolB-
High · Grades 9–12 · 5.7 mi

District: Pemi-Baker Regional School District

Neighborhood · ZIP 03217These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.1,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,618
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,475
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Ashland 03217
  • Costs less per square foot than 70% of homes in Ashland 03217
  • Bigger than 80% of homes in Ashland 03217
  • Has a smaller lot than 77% of homes in Grafton County
  • Older than 92% of homes in Grafton County

What homes are worth in Ashland 03217

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$1.2M

This home is worth more than 67% of homes in Ashland 03217.

How it measures up in Ashland 03217

The dot is this home. The mark in the middle is the typical home in Ashland 03217.

Estimated value$435,074
CheaperTypical $348,569Pricier

Pricier than 67% of homes nearby

Price per ft²$228
CheaperTypical $268Pricier

Pricier than 30% of homes nearby

Living area1,906 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.44 ac
SmallerTypical 0.83 acBigger

Bigger than 30% of homes nearby

Year built1890
OlderTypical 1980Newer

Newer than 10% of homes nearby

How 23 Cottage St ranks against every home in each area.
MeasureThis homeAshland 03217Grafton County
Estimated valuepricier than$435,07467% of homes52% of homes
Price per ft²pricier than$22830% of homes34% of homes
Living areabigger than1,906 ft²80% of homes66% of homes
Lot sizebigger than0.44 ac30% of homes23% of homes
Year builtnewer than189010% of homes8% of homes

About 23 Cottage St

How much is 23 Cottage St, Ashland, NH worth?

The TopHap Estimate for 23 Cottage St, Ashland, NH is $435,074 as of Jun 23, 2026. The likely range is $400,268 to $469,879. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Cottage St, Ashland, NH last sell?

23 Cottage St, Ashland, NH last sold on Dec 4, 2019 for $264,933, according to the county's recorded deed.

How big is 23 Cottage St, Ashland, NH?

23 Cottage St, Ashland, NH has 4 bedrooms, 2.5 bathrooms, 1,906 square feet of living space and a 0.44-acre lot.

When was 23 Cottage St, Ashland, NH built?

23 Cottage St, Ashland, NH was built in 1890, making it 136 years old. It is a historical home. The building has 2 stories.

What schools serve 23 Cottage St, Ashland, NH?

23 Cottage St, Ashland, NH is assigned to Ashland Elementary School (elementary), rated B-; Plymouth Regional High School (high), rated B-. All sit in Pemi-Baker Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Cottage St, Ashland, NH compare to other homes in Ashland 03217?

Among the 1,113 homes in Ashland 03217, it is worth more than 67% of them ($435,074 against a typical $348,569), its price per square foot is higher than 30% of them ($228 against a typical $268), it is bigger than 80% of them (1,906 ft² against a typical 1,344 ft²), its lot is bigger than 30% of them (0.44 ac against a typical 0.83 ac) and it is newer than 10% of them (1890 against a typical 1980). Measured against all of Grafton County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Cottage St, Ashland, NH?

The 2025 property tax bill for 23 Cottage St, Ashland, NH was $6,706. The county assessed it at $349,460.

Closest homes

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Assigned schools

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