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Single Family ResidenceResidential
$499,060$314 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $117,200 on Nov 14, 1996

23 PROSPECT ST

GLOUCESTER, MA 01930
3
Beds
1
Baths
1,588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,874 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$499K
$426K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$117,200 · Nov 14, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$249,060
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$199,248
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
CAPE ANN SAVINGS BANK · recorded Jan 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$501,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$129,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$372,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,115

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gloucester High SchoolC-
High · Grades 9–12 · 0.5 mi
M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 1.1 mi
E
Beeman Memorial Elementary SchoolC-
Elementary · Grades KG–5 · 1.6 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Gloucester 01930
  • Costs less per square foot than 96% of homes in Gloucester 01930
  • Has a smaller lot than 93% of homes in Essex County
  • Older than 80% of homes in Essex County

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$3.8M

This home is worth more than 16% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$499,060
CheaperTypical $738,265Pricier

Pricier than 16% of homes nearby

Price per ft²$314
CheaperTypical $497Pricier

Pricier than 4% of homes nearby

Living area1,588 ft²
SmallerTypical 1,633 ft²Bigger

Bigger than 48% of homes nearby

Lot size3,874 ft²
SmallerTypical 0.24 acBigger

Bigger than 11% of homes nearby

Year built1900
OlderTypical 1941Newer

Newer than 32% of homes nearby

How 23 Prospect St ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$499,06016% of homes17% of homes
Price per ft²pricier than$3144% of homes15% of homes
Living areabigger than1,588 ft²48% of homes38% of homes
Lot sizebigger than3,874 ft²11% of homes7% of homes
Year builtnewer than190032% of homes20% of homes

About 23 Prospect St

How much is 23 Prospect St, Gloucester, MA worth?

The TopHap Estimate for 23 Prospect St, Gloucester, MA is $499,060 as of Jul 14, 2026. The likely range is $426,329 to $571,791. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Prospect St, Gloucester, MA last sell?

23 Prospect St, Gloucester, MA last sold on Nov 14, 1996 for $117,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 23 Prospect St, Gloucester, MA?

23 Prospect St, Gloucester, MA has 3 bedrooms, 1 bathrooms, 1,588 square feet of living space and a 0.09-acre lot.

When was 23 Prospect St, Gloucester, MA built?

23 Prospect St, Gloucester, MA was built in 1900, making it 126 years old. It is a colonial home. The building has 2 stories.

What schools serve 23 Prospect St, Gloucester, MA?

23 Prospect St, Gloucester, MA is assigned to Gloucester High School (high), rated C-; O'Maley Innovation Middle School (middle), rated C; Beeman Memorial Elementary School (elementary), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Prospect St, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 16% of them ($499,060 against a typical $738,265), its price per square foot is higher than 4% of them ($314 against a typical $497), it is bigger than 48% of them (1,588 ft² against a typical 1,633 ft²), its lot is bigger than 11% of them (3,874 ft² against a typical 0.24 ac) and it is newer than 32% of them (1900 against a typical 1941). Measured against all of Essex County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Prospect St, Gloucester, MA?

The 2025 property tax bill for 23 Prospect St, Gloucester, MA was $4,877. The county assessed it at $501,800.

Closest homes

More homes in Gloucester 01930

Assigned schools

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