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Single Family ResidenceResidential
$269,115$374 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

23 UPPER RUBY RD

ALDER, MT 59710
1
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$269K
$223K low$315K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,901
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,121
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,214
MADISON VALLEY BANK · R · recorded May 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$971 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$295,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
4
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.2.23
ConstructionThe main material the home's frame and walls are built from.Log
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Alder Elementary School District

Neighborhood · ZIP 59710These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.203

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.177
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,719
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,320
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Upper Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Alder 59710
  • Costs less per square foot than 87% of homes in Alder 59710
  • Smaller than 91% of homes in Madison County
  • Newer than 73% of homes in Alder 59710

What homes are worth in Alder 59710

Each bar is how many homes fall in that price range. The marker is this home.

This home
$355K$2.7M

This home is worth less than almost all homes in Alder 59710.

How it measures up in Alder 59710

The dot is this home. The mark in the middle is the typical home in Alder 59710.

Estimated value$269,115
CheaperTypical $804,504Pricier

Cheaper than almost all homes nearby

Price per ft²$374
CheaperTypical $567Pricier

Pricier than 13% of homes nearby

Living area720 ft²
SmallerTypical 1,322 ft²Bigger

Bigger than 14% of homes nearby

Lot size2.23 ac
SmallerTypical 11.64 acBigger

Bigger than 37% of homes nearby

Year built2004
OlderTypical 1985Newer

Newer than 73% of homes nearby

How 23 Upper Ruby Rd ranks against every home in each area.
MeasureThis homeAlder 59710Madison County
Estimated valuepricier than$269,115almost no homesalmost no homes
Price per ft²pricier than$37413% of homes20% of homes
Living areabigger than720 ft²14% of homes9% of homes
Lot sizebigger than2.23 ac37% of homes47% of homes
Year builtnewer than200473% of homes60% of homes

About 23 Upper Ruby Rd

How much is 23 Upper Ruby Rd, Alder, MT worth?

The TopHap Estimate for 23 Upper Ruby Rd, Alder, MT is $269,115 as of Jun 23, 2026. The likely range is $223,365 to $314,864. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Upper Ruby Rd, Alder, MT last sell?

23 Upper Ruby Rd, Alder, MT last sold on Apr 22, 2002, according to the county's recorded deed.

How big is 23 Upper Ruby Rd, Alder, MT?

23 Upper Ruby Rd, Alder, MT has 1 bedrooms, 1 bathrooms, 720 square feet of living space and a 2.23-acre lot.

When was 23 Upper Ruby Rd, Alder, MT built?

23 Upper Ruby Rd, Alder, MT was built in 2004, making it 22 years old. It is a tlog home home. The building has 1 story.

What schools serve 23 Upper Ruby Rd, Alder, MT?

23 Upper Ruby Rd, Alder, MT is assigned to Alder School (elementary); Sheridan High School (high), rated D. All sit in Alder Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Upper Ruby Rd, Alder, MT compare to other homes in Alder 59710?

Among the 240 homes in Alder 59710, it is worth more than almost none of them ($269,115 against a typical $804,504), its price per square foot is higher than 13% of them ($374 against a typical $567), it is bigger than 14% of them (720 ft² against a typical 1,322 ft²), its lot is bigger than 37% of them (2.23 ac against a typical 11.64 ac) and it is newer than 73% of them (2004 against a typical 1985). Measured against all of Madison County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Upper Ruby Rd, Alder, MT?

The 2025 property tax bill for 23 Upper Ruby Rd, Alder, MT was $971. The county assessed it at $295,200.