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Single Family ResidentialResidential
$68,579
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $31,500 on Oct 7, 2011

230 STUMP LN

RAMSEY, IL 62080
0
Baths
9 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$69K
$51K low$86K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$31,500 · Oct 7, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$68,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$54,863

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$413 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,280
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$36,750

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.9.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ramsey High SchoolC+
Middle · Grades 6–12 · 7.4 mi
E
Ramsey Elementary SchoolB+
Elementary · Grades PK–5 · 7.4 mi

District: Ramsey Community Unit School District 204

Neighborhood · ZIP 62080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,738
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

230 Stump Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Ramsey 62080
  • Has a bigger lot than 88% of homes in Montgomery County

What homes are worth in Ramsey 62080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$509K

This home is worth more than 16% of homes in Ramsey 62080.

How it measures up in Ramsey 62080

The dot is this home. The mark in the middle is the typical home in Ramsey 62080.

Estimated value$68,579
CheaperTypical $138,763Pricier

Pricier than 16% of homes nearby

Lot size9 ac
SmallerTypical 2.85 acBigger

Bigger than 65% of homes nearby

How 230 Stump Ln ranks against every home in each area.
MeasureThis homeRamsey 62080Montgomery County
Estimated valuepricier than$68,57916% of homes33% of homes
Lot sizebigger than9 ac65% of homes88% of homes

About 230 Stump Ln

How much is 230 Stump Ln, Ramsey, IL worth?

The TopHap Estimate for 230 Stump Ln, Ramsey, IL is $68,579 as of Jul 14, 2026. The likely range is $50,831 to $86,327. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 230 Stump Ln, Ramsey, IL last sell?

230 Stump Ln, Ramsey, IL last sold on Oct 7, 2011 for $31,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 230 Stump Ln, Ramsey, IL?

230 Stump Ln, Ramsey, IL is assigned to Ramsey High School (middle), rated C+; Ramsey Elementary School (elementary), rated B+. All sit in Ramsey Community Unit School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 230 Stump Ln, Ramsey, IL compare to other homes in Ramsey 62080?

Among the 1,193 homes in Ramsey 62080, it is worth more than 16% of them ($68,579 against a typical $138,763) and its lot is bigger than 65% of them (9 ac against a typical 2.85 ac). Measured against all of Montgomery County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 230 Stump Ln, Ramsey, IL?

The 2025 property tax bill for 230 Stump Ln, Ramsey, IL was $413. The county assessed it at $12,250.

Closest homes

More homes in Ramsey 62080

Assigned schools

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