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Single Family ResidenceResidential
$141,788$54 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

23095 440TH ST

FREEPORT, MN 56331
1
Beds
1
Baths
2,616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$142K
$111K low$172K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$141,788
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,430

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,096 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 200 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upsala Elementary SchoolC
Elementary · Grades PK–6 · 3.2 mi
M
Upsala Secondary SchoolB
Middle · Grades 7–12 · 3.2 mi

District: Upsala Public School District

Neighborhood · ZIP 56331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,357
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,738
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,411
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23095 440th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Freeport 56331
  • Among the lowest price per square foot in Stearns County
  • Bigger than 94% of homes in Stearns County
  • Has a bigger lot than 72% of homes in Stearns County
  • Older than 90% of homes in Stearns County

What homes are worth in Freeport 56331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$551K

This home is worth more than 13% of homes in Freeport 56331.

How it measures up in Freeport 56331

The dot is this home. The mark in the middle is the typical home in Freeport 56331.

Estimated value$141,788
CheaperTypical $236,557Pricier

Pricier than 13% of homes nearby

Price per ft²$54
CheaperTypical $149Pricier

Cheaper than almost all homes nearby

Living area2,616 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 92% of homes nearby

Lot size1 ac
SmallerTypical 3.93 acBigger

Bigger than 37% of homes nearby

Year built1920
OlderTypical 1976Newer

Newer than 23% of homes nearby

How 23095 440th St ranks against every home in each area.
MeasureThis homeFreeport 56331Stearns County
Estimated valuepricier than$141,78813% of homes20% of homes
Price per ft²pricier than$54almost no homesalmost no homes
Living areabigger than2,616 ft²92% of homes94% of homes
Lot sizebigger than1 ac37% of homes72% of homes
Year builtnewer than192023% of homes10% of homes

About 23095 440th St

How much is 23095 440th St, Freeport, MN worth?

The TopHap Estimate for 23095 440th St, Freeport, MN is $141,788 as of Jul 14, 2026. The likely range is $111,175 to $172,401. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23095 440th St, Freeport, MN last sell?

23095 440th St, Freeport, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 23095 440th St, Freeport, MN?

23095 440th St, Freeport, MN has 1 bedrooms, 1 bathrooms, 2,616 square feet of living space and a 1.00-acre lot.

When was 23095 440th St, Freeport, MN built?

23095 440th St, Freeport, MN was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 23095 440th St, Freeport, MN?

23095 440th St, Freeport, MN is assigned to Upsala Elementary School (elementary), rated C; Upsala Secondary School (middle), rated B. All sit in Upsala Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23095 440th St, Freeport, MN compare to other homes in Freeport 56331?

Among the 854 homes in Freeport 56331, it is worth more than 13% of them ($141,788 against a typical $236,557), its price per square foot is higher than almost none of them ($54 against a typical $149), it is bigger than 92% of them (2,616 ft² against a typical 1,541 ft²), its lot is bigger than 37% of them (1 ac against a typical 3.93 ac) and it is newer than 23% of them (1920 against a typical 1976). Measured against all of Stearns County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23095 440th St, Freeport, MN?

The 2026 property tax bill for 23095 440th St, Freeport, MN was $1,096. The county assessed it at $125,500.

Closest homes

More homes in Freeport 56331

Assigned schools

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