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Single Family ResidentialResidential
$143,468$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

231 2ND ST S

WINSTED, MN 55395
3
Beds
2
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$143K
$129K low$158K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$27,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,686
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$116,360
U.S. BANK N.A. · recorded Nov 23, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,832 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$202,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMcLeod
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 220 ft²Shed · 84 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winsted Elementary SchoolC
Elementary · Grades PK–4 · 0.4 mi
H
Howard Lake-Waverly-Winsted High SchoolA-
High · Grades 9–12 · 4.7 mi
M
Howard Lake-Waverly-Winsted Middle SchoolC+
Middle · Grades 5–8 · 4.7 mi

District: Howard Lake-Waverly-Winsted

Neighborhood · ZIP 55395These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,808
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,678
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,140
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

231 2nd St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Winsted 55395
  • Smaller than 83% of homes in McLeod County

What homes are worth in Winsted 55395

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$585K

This home is worth more than 24% of homes in Winsted 55395.

How it measures up in Winsted 55395

The dot is this home. The mark in the middle is the typical home in Winsted 55395.

Estimated value$143,468
CheaperTypical $179,062Pricier

Pricier than 24% of homes nearby

Price per ft²$138
CheaperTypical $145Pricier

Pricier than 41% of homes nearby

Living area1,040 ft²
SmallerTypical 1,257 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.25 ac
SmallerTypical 0.28 acBigger

Bigger than 42% of homes nearby

Year built1971
OlderTypical 1976Newer

Newer than 43% of homes nearby

How 231 2nd St S ranks against every home in each area.
MeasureThis homeWinsted 55395McLeod County
Estimated valuepricier than$143,46824% of homes27% of homes
Price per ft²pricier than$13841% of homes42% of homes
Living areabigger than1,040 ft²21% of homes17% of homes
Lot sizebigger than0.25 ac42% of homes45% of homes
Year builtnewer than197143% of homes50% of homes

About 231 2nd St S

How much is 231 2nd St S, Winsted, MN worth?

The TopHap Estimate for 231 2nd St S, Winsted, MN is $143,468 as of Jul 14, 2026. The likely range is $128,731 to $158,205. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 231 2nd St S, Winsted, MN last sell?

231 2nd St S, Winsted, MN last sold on Feb 24, 2004, according to the county's recorded deed.

How big is 231 2nd St S, Winsted, MN?

231 2nd St S, Winsted, MN has 3 bedrooms, 2 bathrooms, 1,040 square feet of living space and a 0.25-acre lot.

When was 231 2nd St S, Winsted, MN built?

231 2nd St S, Winsted, MN was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 231 2nd St S, Winsted, MN?

231 2nd St S, Winsted, MN is assigned to Winsted Elementary School (elementary), rated C; Howard Lake-Waverly-Winsted High School (high), rated A-; Howard Lake-Waverly-Winsted Middle School (middle), rated C+. All sit in Howard Lake-Waverly-Winsted. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 231 2nd St S, Winsted, MN compare to other homes in Winsted 55395?

Among the 1,069 homes in Winsted 55395, it is worth more than 24% of them ($143,468 against a typical $179,062), its price per square foot is higher than 41% of them ($138 against a typical $145), it is bigger than 21% of them (1,040 ft² against a typical 1,257 ft²), its lot is bigger than 42% of them (0.25 ac against a typical 0.28 ac) and it is newer than 43% of them (1971 against a typical 1976). Measured against all of McLeod County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 231 2nd St S, Winsted, MN?

The 2025 property tax bill for 231 2nd St S, Winsted, MN was $2,832. The county assessed it at $214,500.

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Assigned schools

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