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Single Family ResidenceResidential
$139,959$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

231 COMMERCIAL ST

CHESANING, MI 48616
4
Beds
1
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$140K
$104K low$175K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,515 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 358 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Big Rock Elementary SchoolB-
Elementary · Grades PK–3 · 0.5 mi
M
Chesaning Middle SchoolB+
Middle · Grades 4–8 · 1.1 mi
H
Chesaning Union High SchoolA-
High · Grades 9–12 · 1.1 mi

District: Chesaning Union Schools

Neighborhood · ZIP 48616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.7,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,597
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

231 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Chesaning 48616
  • Costs less per square foot than 91% of homes in Chesaning 48616
  • Bigger than 68% of homes in Saginaw County
  • Has a smaller lot than 87% of homes in Chesaning 48616
  • Older than 98% of homes in Saginaw County

What homes are worth in Chesaning 48616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$490K

This home is worth more than 21% of homes in Chesaning 48616.

How it measures up in Chesaning 48616

The dot is this home. The mark in the middle is the typical home in Chesaning 48616.

Estimated value$139,959
CheaperTypical $198,122Pricier

Pricier than 21% of homes nearby

Price per ft²$84
CheaperTypical $135Pricier

Pricier than 9% of homes nearby

Living area1,664 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.27 ac
SmallerTypical 1.4 acBigger

Bigger than 13% of homes nearby

Year built1880
OlderTypical 1967Newer

Newer than 5% of homes nearby

How 231 Commercial St ranks against every home in each area.
MeasureThis homeChesaning 48616Saginaw County
Estimated valuepricier than$139,95921% of homes39% of homes
Price per ft²pricier than$849% of homes28% of homes
Living areabigger than1,664 ft²63% of homes68% of homes
Lot sizebigger than0.27 ac13% of homes41% of homes
Year builtnewer than18805% of homes2% of homes

About 231 Commercial St

How much is 231 Commercial St, Chesaning, MI worth?

The TopHap Estimate for 231 Commercial St, Chesaning, MI is $139,959 as of Sep 24, 2026. The likely range is $104,473 to $175,445. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 231 Commercial St, Chesaning, MI last sell?

231 Commercial St, Chesaning, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 231 Commercial St, Chesaning, MI?

231 Commercial St, Chesaning, MI has 4 bedrooms, 1 bathrooms, 1,664 square feet of living space and a 0.27-acre lot.

When was 231 Commercial St, Chesaning, MI built?

231 Commercial St, Chesaning, MI was built in 1880, making it 146 years old. The building has 1 story.

What schools serve 231 Commercial St, Chesaning, MI?

231 Commercial St, Chesaning, MI is assigned to Big Rock Elementary School (elementary), rated B-; Chesaning Middle School (middle), rated B+; Chesaning Union High School (high), rated A-. All sit in Chesaning Union Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 231 Commercial St, Chesaning, MI compare to other homes in Chesaning 48616?

Among the 2,905 homes in Chesaning 48616, it is worth more than 21% of them ($139,959 against a typical $198,122), its price per square foot is higher than 9% of them ($84 against a typical $135), it is bigger than 63% of them (1,664 ft² against a typical 1,512 ft²), its lot is bigger than 13% of them (0.27 ac against a typical 1.4 ac) and it is newer than 5% of them (1880 against a typical 1967). Measured against all of Saginaw County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 231 Commercial St, Chesaning, MI?

The 2025 property tax bill for 231 Commercial St, Chesaning, MI was $2,515. The county assessed it at $68,400.

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