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Single Family ResidenceResidential
$616,422$609 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Apr 29, 2020

232 BRAY ST

GLOUCESTER, MA 01930
3
Beds
1
Baths
1,013 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$616K
$521K low$712K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Apr 29, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$616,422
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$493,138

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,927 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$404,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$287,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$345,895

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.106 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 1.7 mi
E
West Parish Elementary SchoolB-
Elementary · Grades KG–5 · 1.9 mi
H
Gloucester High SchoolC-
High · Grades 9–12 · 2.5 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Bray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Gloucester 01930
  • Costs more per square foot than 92% of homes in Essex County
  • Smaller than 90% of homes in Essex County
  • Has a bigger lot than 71% of homes in Gloucester 01930

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$294K$3.5M

This home is worth more than 34% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$616,422
CheaperTypical $737,371Pricier

Pricier than 34% of homes nearby

Price per ft²$609
CheaperTypical $497Pricier

Pricier than 72% of homes nearby

Living area1,013 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.45 ac
SmallerTypical 0.24 acBigger

Bigger than 71% of homes nearby

Year built1956
OlderTypical 1941Newer

Newer than 57% of homes nearby

How 232 Bray St ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$616,42234% of homes36% of homes
Price per ft²pricier than$60972% of homes92% of homes
Living areabigger than1,013 ft²16% of homes10% of homes
Lot sizebigger than0.45 ac71% of homes67% of homes
Year builtnewer than195657% of homes49% of homes

About 232 Bray St

How much is 232 Bray St, Gloucester, MA worth?

The TopHap Estimate for 232 Bray St, Gloucester, MA is $616,422 as of Jul 14, 2026. The likely range is $521,337 to $711,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Bray St, Gloucester, MA last sell?

232 Bray St, Gloucester, MA last sold on Apr 29, 2020 for $225,000, according to the county's recorded deed.

How big is 232 Bray St, Gloucester, MA?

232 Bray St, Gloucester, MA has 3 bedrooms, 1 bathrooms, 1,013 square feet of living space and a 0.45-acre lot.

When was 232 Bray St, Gloucester, MA built?

232 Bray St, Gloucester, MA was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 232 Bray St, Gloucester, MA?

232 Bray St, Gloucester, MA is assigned to O'Maley Innovation Middle School (middle), rated C; West Parish Elementary School (elementary), rated B-; Gloucester High School (high), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Bray St, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 34% of them ($616,422 against a typical $737,371), its price per square foot is higher than 72% of them ($609 against a typical $497), it is bigger than 16% of them (1,013 ft² against a typical 1,632 ft²), its lot is bigger than 71% of them (0.45 ac against a typical 0.24 ac) and it is newer than 57% of them (1956 against a typical 1941). Measured against all of Essex County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Bray St, Gloucester, MA?

The 2025 property tax bill for 232 Bray St, Gloucester, MA was $3,927. The county assessed it at $404,000.

Closest homes

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Assigned schools

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