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Single Family ResidenceResidential
$417,115$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $159,900 on Aug 19, 2002

232 OLD RICHMOND RD

SWANZEY, NH 03446
3
Beds
1
Baths
1,822 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$417K
$400K low$434K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,900 · Aug 19, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,115
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,292
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$118,000
KEY BANK NA · R · recorded Oct 18, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
KEY BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,724 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$333,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHESHIRE
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monadnock Regional Middle SchoolD+
Middle · Grades 7–8 · 2.6 mi
H
Monadnock Regional High SchoolB-
High · Grades 9–12 · 2.6 mi
E
Mt. Caesar Elementary School
Elementary · Grades PK–2 · 2.7 mi

District: Monadnock Regional School District

Neighborhood · ZIP 03446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,996
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,584
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,681
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Old Richmond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 77% of homes in Swanzey 03446
  • Has a smaller lot than 68% of homes in Swanzey 03446
  • Newer than 68% of homes in Cheshire County

What homes are worth in Swanzey 03446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$769K

This home is worth more than 55% of homes in Swanzey 03446.

How it measures up in Swanzey 03446

The dot is this home. The mark in the middle is the typical home in Swanzey 03446.

Estimated value$417,115
CheaperTypical $403,399Pricier

Pricier than 55% of homes nearby

Price per ft²$229
CheaperTypical $202Pricier

Pricier than 77% of homes nearby

Living area1,822 ft²
SmallerTypical 1,885 ft²Bigger

Bigger than 46% of homes nearby

Lot size1 ac
SmallerTypical 1.3 acBigger

Bigger than 32% of homes nearby

Year built1986
OlderTypical 1983Newer

Newer than 58% of homes nearby

How 232 Old Richmond Rd ranks against every home in each area.
MeasureThis homeSwanzey 03446Cheshire County
Estimated valuepricier than$417,11555% of homes54% of homes
Price per ft²pricier than$22977% of homes46% of homes
Living areabigger than1,822 ft²46% of homes58% of homes
Lot sizebigger than1 ac32% of homes45% of homes
Year builtnewer than198658% of homes68% of homes

About 232 Old Richmond Rd

How much is 232 Old Richmond Rd, Swanzey, NH worth?

The TopHap Estimate for 232 Old Richmond Rd, Swanzey, NH is $417,115 as of Jul 14, 2026. The likely range is $399,850 to $434,380. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Old Richmond Rd, Swanzey, NH last sell?

232 Old Richmond Rd, Swanzey, NH last sold on Aug 19, 2002 for $159,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 232 Old Richmond Rd, Swanzey, NH?

232 Old Richmond Rd, Swanzey, NH has 3 bedrooms, 1 bathrooms, 1,822 square feet of living space and a 1.00-acre lot.

When was 232 Old Richmond Rd, Swanzey, NH built?

232 Old Richmond Rd, Swanzey, NH was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 232 Old Richmond Rd, Swanzey, NH?

232 Old Richmond Rd, Swanzey, NH is assigned to Monadnock Regional Middle School (middle), rated D+; Monadnock Regional High School (high), rated B-; Mt. Caesar Elementary School (elementary). All sit in Monadnock Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Old Richmond Rd, Swanzey, NH compare to other homes in Swanzey 03446?

Among the 2,355 homes in Swanzey 03446, it is worth more than 55% of them ($417,115 against a typical $403,399), its price per square foot is higher than 77% of them ($229 against a typical $202), it is bigger than 46% of them (1,822 ft² against a typical 1,885 ft²), its lot is bigger than 32% of them (1 ac against a typical 1.3 ac) and it is newer than 58% of them (1986 against a typical 1983). Measured against all of Cheshire County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Old Richmond Rd, Swanzey, NH?

The 2025 property tax bill for 232 Old Richmond Rd, Swanzey, NH was $6,724. The county assessed it at $333,200.

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Assigned schools

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