Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$451,520$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $172,500 on Feb 1, 1995

232 RICHARD RD

NAPERVILLE, IL 60540
2.5
Baths
2,071 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$452K
$438K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$172,500 · Feb 1, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,520
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,616
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,500
FIRST CENTENNIAL MORTGAGE CO · recorded Jun 26, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,500
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,823 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$167,185 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$82,159
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,026
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,045
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$501,555

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyDUPAGE
Lot (acres)The size of the land the home sits on, from county records.0.24
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prairie Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
M
Washington Junior High SchoolB+
Middle · Grades 5–8 · 1.4 mi
H
Naperville North High SchoolA
High · Grades 9–12 · 1.9 mi

District: Naperville Community Unit District 203

Neighborhood · ZIP 60540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.45,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,223 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,923
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,929
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Richard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Naperville 60540
  • Costs less per square foot than 82% of homes in Naperville 60540
  • Smaller than 67% of homes in Naperville 60540
  • Older than 79% of homes in Naperville 60540

What homes are worth in Naperville 60540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1.9M

This home is worth more than 19% of homes in Naperville 60540.

How it measures up in Naperville 60540

The dot is this home. The mark in the middle is the typical home in Naperville 60540.

Estimated value$451,520
CheaperTypical $634,207Pricier

Pricier than 19% of homes nearby

Price per ft²$218
CheaperTypical $256Pricier

Pricier than 18% of homes nearby

Living area2,071 ft²
SmallerTypical 2,456 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.24 ac
SmallerTypical 0.25 acBigger

Bigger than 41% of homes nearby

Year built1967
OlderTypical 1983Newer

Newer than 21% of homes nearby

How 232 Richard Rd ranks against every home in each area.
MeasureThis homeNaperville 60540DuPage County
Estimated valuepricier than$451,52019% of homes51% of homes
Price per ft²pricier than$21818% of homes30% of homes
Living areabigger than2,071 ft²33% of homes59% of homes
Lot sizebigger than0.24 ac41% of homes48% of homes
Year builtnewer than196721% of homes30% of homes

About 232 Richard Rd

How much is 232 Richard Rd, Naperville, IL worth?

The TopHap Estimate for 232 Richard Rd, Naperville, IL is $451,520 as of Jul 14, 2026. The likely range is $438,062 to $464,978. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Richard Rd, Naperville, IL last sell?

232 Richard Rd, Naperville, IL last sold on Feb 1, 1995 for $172,500, according to the county's recorded deed.

How big is 232 Richard Rd, Naperville, IL?

232 Richard Rd, Naperville, IL has 2.5 bathrooms, 2,071 square feet of living space and a 0.24-acre lot.

When was 232 Richard Rd, Naperville, IL built?

232 Richard Rd, Naperville, IL was built in 1967, making it 59 years old. It is a split level home.

What schools serve 232 Richard Rd, Naperville, IL?

232 Richard Rd, Naperville, IL is assigned to Prairie Elementary School (elementary), rated A+; Washington Junior High School (middle), rated B+; Naperville North High School (high), rated A. All sit in Naperville Community Unit District 203. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Richard Rd, Naperville, IL compare to other homes in Naperville 60540?

Among the 14,044 homes in Naperville 60540, it is worth more than 19% of them ($451,520 against a typical $634,207), its price per square foot is higher than 18% of them ($218 against a typical $256), it is bigger than 33% of them (2,071 ft² against a typical 2,456 ft²), its lot is bigger than 41% of them (0.24 ac against a typical 0.25 ac) and it is newer than 21% of them (1967 against a typical 1983). Measured against all of DuPage County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Richard Rd, Naperville, IL?

The 2025 property tax bill for 232 Richard Rd, Naperville, IL was $8,823. The county assessed it at $167,185.

Closest homes

More homes in Naperville 60540

Assigned schools

Explore the area

See this home in context

Open 232 Richard Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map