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Single Family ResidenceResidential
$1,187,774$311 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

232 RIVER RD

ANDOVER, MA 01810
2
Beds
2.5
Baths
3,818 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$1.1M low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,096,790
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$877,432
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,984
TD BANK NA · recorded Feb 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,225 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,219,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$456,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$762,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,171,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,182,180

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.2.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
High Plain Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi
H
Andover High SchoolA+
High · Grades 9–12 · 3.5 mi
M
West Middle SchoolA-
Middle · Grades 6–8 · 3.7 mi

District: Andover School District

Neighborhood · ZIP 01810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,155
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,617
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$207,356
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Essex County
  • Costs less per square foot than 91% of homes in Andover 01810
  • Bigger than 93% of homes in Essex County
  • Has a bigger lot than 94% of homes in Essex County
  • Newer than 96% of homes in Essex County

What homes are worth in Andover 01810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$292K$2.3M

This home is worth more than 69% of homes in Andover 01810.

How it measures up in Andover 01810

The dot is this home. The mark in the middle is the typical home in Andover 01810.

Estimated value$1,187,774
CheaperTypical $997,361Pricier

Pricier than 69% of homes nearby

Price per ft²$311
CheaperTypical $410Pricier

Pricier than 9% of homes nearby

Living area3,818 ft²
SmallerTypical 2,465 ft²Bigger

Bigger than 82% of homes nearby

Lot size2.34 ac
SmallerTypical 0.76 acBigger

Bigger than 85% of homes nearby

Year built2013
OlderTypical 1969Newer

Newer than 95% of homes nearby

How 232 River Rd ranks against every home in each area.
MeasureThis homeAndover 01810Essex County
Estimated valuepricier than$1,187,77469% of homes88% of homes
Price per ft²pricier than$3119% of homes14% of homes
Living areabigger than3,818 ft²82% of homes93% of homes
Lot sizebigger than2.34 ac85% of homes94% of homes
Year builtnewer than201395% of homes96% of homes

About 232 River Rd

How much is 232 River Rd, Andover, MA worth?

The TopHap Estimate for 232 River Rd, Andover, MA is $1,187,774 as of Jul 14, 2026. The likely range is $1,114,931 to $1,260,617. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 River Rd, Andover, MA last sell?

232 River Rd, Andover, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 232 River Rd, Andover, MA?

232 River Rd, Andover, MA has 2 bedrooms, 2.5 bathrooms, 3,818 square feet of living space and a 2.33-acre lot.

When was 232 River Rd, Andover, MA built?

232 River Rd, Andover, MA was built in 2013, making it 13 years old. It is a colonial home. The building has 2 stories.

What schools serve 232 River Rd, Andover, MA?

232 River Rd, Andover, MA is assigned to High Plain Elementary School (elementary), rated A; Andover High School (high), rated A+; West Middle School (middle), rated A-. All sit in Andover School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 River Rd, Andover, MA compare to other homes in Andover 01810?

Among the 11,074 homes in Andover 01810, it is worth more than 69% of them ($1,187,774 against a typical $997,361), its price per square foot is higher than 9% of them ($311 against a typical $410), it is bigger than 82% of them (3,818 ft² against a typical 2,465 ft²), its lot is bigger than 85% of them (2.34 ac against a typical 0.76 ac) and it is newer than 95% of them (2013 against a typical 1969). Measured against all of Essex County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 River Rd, Andover, MA?

The 2025 property tax bill for 232 River Rd, Andover, MA was $15,225. The county assessed it at $1,219,000.

Closest homes

More homes in Andover 01810

Assigned schools

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