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Residential (General/Single)Residential
$521,227$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $412,500 on Jun 11, 2004

232 VALLEY RD

CARY, IL 60013
4
Beds
2.5
Baths
2,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$521K
$486K low$556K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$412,500 · Jun 11, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$223,227
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$178,582
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$255,000
BANK OF AMERICA · recorded Feb 18, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,000
BMO HARRIS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,249 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,208 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,841
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,367
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,821
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$408,624

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMCHENRY
Lot (acres)The size of the land the home sits on, from county records.1.57
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Briargate Elementary SchoolA-
Elementary · Grades 1–5 · 0.8 mi
H
Cary-Grove High SchoolA+
High · Grades 9–12 · 2.0 mi
M
Cary Junior High SchoolB+
Middle · Grades 6–8 · 2.6 mi

District: Community High School District 155

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in McHenry County
  • Bigger than 74% of homes in McHenry County
  • Has a bigger lot than 97% of homes in Cary 60013
  • Older than 74% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$796K

This home is worth more than 81% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$521,227
CheaperTypical $384,067Pricier

Pricier than 81% of homes nearby

Price per ft²$219
CheaperTypical $211Pricier

Pricier than 56% of homes nearby

Living area2,384 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 71% of homes nearby

Lot size1.57 ac
SmallerTypical 0.25 acBigger

Bigger than 97% of homes nearby

Year built1971
OlderTypical 1987Newer

Newer than 26% of homes nearby

How 232 Valley Rd ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$521,22781% of homes83% of homes
Price per ft²pricier than$21956% of homes62% of homes
Living areabigger than2,384 ft²71% of homes74% of homes
Lot sizebigger than1.57 ac97% of homes91% of homes
Year builtnewer than197126% of homes26% of homes

About 232 Valley Rd

How much is 232 Valley Rd, Cary, IL worth?

The TopHap Estimate for 232 Valley Rd, Cary, IL is $521,227 as of Jul 14, 2026. The likely range is $486,009 to $556,445. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Valley Rd, Cary, IL last sell?

232 Valley Rd, Cary, IL last sold on Jun 11, 2004 for $412,500, according to the county's recorded deed.

How big is 232 Valley Rd, Cary, IL?

232 Valley Rd, Cary, IL has 4 bedrooms, 2.5 bathrooms, 2,384 square feet of living space and a 1.57-acre lot.

When was 232 Valley Rd, Cary, IL built?

232 Valley Rd, Cary, IL was built in 1971, making it 55 years old. It is a cape cod home. The building has 1 story.

What schools serve 232 Valley Rd, Cary, IL?

232 Valley Rd, Cary, IL is assigned to Briargate Elementary School (elementary), rated A-; Cary-Grove High School (high), rated A+; Cary Junior High School (middle), rated B+. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Valley Rd, Cary, IL compare to other homes in Cary 60013?

Among the 9,586 homes in Cary 60013, it is worth more than 81% of them ($521,227 against a typical $384,067), its price per square foot is higher than 56% of them ($219 against a typical $211), it is bigger than 71% of them (2,384 ft² against a typical 1,799 ft²), its lot is bigger than 97% of them (1.57 ac against a typical 0.25 ac) and it is newer than 26% of them (1971 against a typical 1987). Measured against all of McHenry County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Valley Rd, Cary, IL?

The 2024 property tax bill for 232 Valley Rd, Cary, IL was $10,249. The county assessed it at $136,208.

Closest homes

More homes in Cary 60013

Assigned schools

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