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Single Family ResidenceResidential
$263,474$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2320 W RIDGE DR

FESTUS, MO 63028
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$263K
$254K low$273K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,324
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,459
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,150
GUILD MORTGAGE CO · recorded Jul 21, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
COMMERCE BANK

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 60 ft²Porch · 28 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Festus High SchoolA-
High · Grades 9–12 · 1.2 mi
E
Festus Elementary SchoolA+
Elementary · Grades KG–3 · 1.4 mi
M
Festus Middle SchoolB+
Middle · Grades 7–8 · 1.4 mi

District: Festus R-Vi School District

Neighborhood · ZIP 63028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.159

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,841
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,472
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,112
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2320 W Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 66% of homes in Festus 63028
  • Has a smaller lot than 81% of homes in Festus 63028
  • Newer than 84% of homes in Jefferson County

What homes are worth in Festus 63028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$799K

This home is worth more than 40% of homes in Festus 63028.

How it measures up in Festus 63028

The dot is this home. The mark in the middle is the typical home in Festus 63028.

Estimated value$263,474
CheaperTypical $292,339Pricier

Pricier than 40% of homes nearby

Price per ft²$235
CheaperTypical $218Pricier

Pricier than 62% of homes nearby

Living area1,120 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.21 ac
SmallerTypical 0.53 acBigger

Bigger than 19% of homes nearby

Year built2005
OlderTypical 1988Newer

Newer than 83% of homes nearby

How 2320 W Ridge Dr ranks against every home in each area.
MeasureThis homeFestus 63028Jefferson County
Estimated valuepricier than$263,47440% of homes45% of homes
Price per ft²pricier than$23562% of homes61% of homes
Living areabigger than1,120 ft²34% of homes40% of homes
Lot sizebigger than0.21 ac19% of homes23% of homes
Year builtnewer than200583% of homes84% of homes

About 2320 W Ridge Dr

How much is 2320 W Ridge Dr, Festus, MO worth?

The TopHap Estimate for 2320 W Ridge Dr, Festus, MO is $263,474 as of Jul 14, 2026. The likely range is $253,903 to $273,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2320 W Ridge Dr, Festus, MO last sell?

2320 W Ridge Dr, Festus, MO last sold on Sep 20, 2005, according to the county's recorded deed.

How big is 2320 W Ridge Dr, Festus, MO?

2320 W Ridge Dr, Festus, MO has 2 bathrooms, 1,120 square feet of living space and a 0.21-acre lot.

When was 2320 W Ridge Dr, Festus, MO built?

2320 W Ridge Dr, Festus, MO was built in 2005, making it 21 years old. It is a split level home. The building has 2 stories.

What schools serve 2320 W Ridge Dr, Festus, MO?

2320 W Ridge Dr, Festus, MO is assigned to Festus High School (high), rated A-; Festus Elementary School (elementary), rated A+; Festus Middle School (middle), rated B+. All sit in Festus R-Vi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2320 W Ridge Dr, Festus, MO compare to other homes in Festus 63028?

Among the 10,452 homes in Festus 63028, it is worth more than 40% of them ($263,474 against a typical $292,339), its price per square foot is higher than 62% of them ($235 against a typical $218), it is bigger than 34% of them (1,120 ft² against a typical 1,316 ft²), its lot is bigger than 19% of them (0.21 ac against a typical 0.53 ac) and it is newer than 83% of them (2005 against a typical 1988). Measured against all of Jefferson County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Festus 63028

Assigned schools

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