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Single Family ResidenceResidential
$277,206$299 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,500 on May 11, 2020

235 RACHEL LN

MONROE, OH 45050
3
Beds
3 / 1
Baths
926 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$277K
$252K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,500 · May 11, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,206
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,165
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$184,000
UNION SAVINGS BANK · 3.75% 1 · recorded Aug 23, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,000
UNION SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,967 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,620
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$183,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyButler
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 108 ft²Patio · 234 ft²Porch · 99 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monroe Primary School
Elementary · Grades PK–1 · 0.4 mi
M
Monroe Jr. High SchoolB
Middle · Grades 7–8 · 1.1 mi
H
Monroe Sr. High SchoolB+
High · Grades 9–12 · 1.1 mi

District: Monroe Local School District

Neighborhood · ZIP 45050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.10,068
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,031 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,540
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

235 Rachel Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Monroe 45050
  • Among the highest price per square foot in Monroe 45050
  • Among the smallest homes in Monroe 45050
  • Has a bigger lot than 69% of homes in Monroe 45050
  • Newer than 67% of homes in Butler County

What homes are worth in Monroe 45050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$525K

This home is worth more than 25% of homes in Monroe 45050.

How it measures up in Monroe 45050

The dot is this home. The mark in the middle is the typical home in Monroe 45050.

Estimated value$277,206
CheaperTypical $325,726Pricier

Pricier than 25% of homes nearby

Price per ft²$299
CheaperTypical $180Pricier

Pricier than almost all homes nearby

Living area926 ft²
SmallerTypical 1,802 ft²Bigger

Smaller than almost all homes nearby

Lot size0.34 ac
SmallerTypical 0.28 acBigger

Bigger than 69% of homes nearby

Year built1992
OlderTypical 2002Newer

Newer than 34% of homes nearby

How 235 Rachel Ln ranks against every home in each area.
MeasureThis homeMonroe 45050Butler County
Estimated valuepricier than$277,20625% of homes49% of homes
Price per ft²pricier than$299almost all homes98% of homes
Living areabigger than926 ft²almost no homes8% of homes
Lot sizebigger than0.34 ac69% of homes53% of homes
Year builtnewer than199234% of homes67% of homes

About 235 Rachel Ln

How much is 235 Rachel Ln, Monroe, OH worth?

The TopHap Estimate for 235 Rachel Ln, Monroe, OH is $277,206 as of Jul 14, 2026. The likely range is $251,535 to $302,877. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 235 Rachel Ln, Monroe, OH last sell?

235 Rachel Ln, Monroe, OH last sold on May 11, 2020 for $185,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 235 Rachel Ln, Monroe, OH?

235 Rachel Ln, Monroe, OH has 3 bedrooms, 3 bathrooms, 926 square feet of living space and a 0.34-acre lot.

When was 235 Rachel Ln, Monroe, OH built?

235 Rachel Ln, Monroe, OH was built in 1992, making it 34 years old. It is a split level home. The building has 2 stories.

What schools serve 235 Rachel Ln, Monroe, OH?

235 Rachel Ln, Monroe, OH is assigned to Monroe Primary School (elementary); Monroe Jr. High School (middle), rated B; Monroe Sr. High School (high), rated B+. All sit in Monroe Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 235 Rachel Ln, Monroe, OH compare to other homes in Monroe 45050?

Among the 3,978 homes in Monroe 45050, it is worth more than 25% of them ($277,206 against a typical $325,726), its price per square foot is higher than almost all of them ($299 against a typical $180), it is bigger than almost none of them (926 ft² against a typical 1,802 ft²), its lot is bigger than 69% of them (0.34 ac against a typical 0.28 ac) and it is newer than 34% of them (1992 against a typical 2002). Measured against all of Butler County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 235 Rachel Ln, Monroe, OH?

The 2025 property tax bill for 235 Rachel Ln, Monroe, OH was $2,967. The county assessed it at $64,370.

Closest homes

More homes in Monroe 45050

Assigned schools

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