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Single Family ResidentialResidential
$415,637$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

23518 S STATE ROUTE D

CLEVELAND, MO 64734
3
Beds
1
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$416K
$402K low$429K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$307,137
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$245,710
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,500
HOMEBRIDGE FINANCIAL SERVICES INC · recorded Dec 27, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
UMB BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,844 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,510
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,030
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.188 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCass
Lot (acres)The size of the land the home sits on, from county records.11.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 183 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Midway High SchoolB-
Middle · Grades 7–12 · 5.1 mi
E
Midway Elementary SchoolB+
Elementary · Grades KG–6 · 5.1 mi

District: Midway School District

Neighborhood · ZIP 64734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,529
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,106
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23518 S State Route D measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Cass County
  • Costs more per square foot than 79% of homes in Cass County
  • Has a bigger lot than 92% of homes in Cass County
  • Older than 93% of homes in Cass County

What homes are worth in Cleveland 64734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.2M

This home is worth more than 41% of homes in Cleveland 64734.

How it measures up in Cleveland 64734

The dot is this home. The mark in the middle is the typical home in Cleveland 64734.

Estimated value$415,637
CheaperTypical $449,861Pricier

Pricier than 41% of homes nearby

Price per ft²$265
CheaperTypical $248Pricier

Pricier than 59% of homes nearby

Living area1,568 ft²
SmallerTypical 1,713 ft²Bigger

Bigger than 41% of homes nearby

Lot size11.2 ac
SmallerTypical 5 acBigger

Bigger than 70% of homes nearby

Year built1945
OlderTypical 1983Newer

Newer than 15% of homes nearby

How 23518 S State Route D ranks against every home in each area.
MeasureThis homeCleveland 64734Cass County
Estimated valuepricier than$415,63741% of homes68% of homes
Price per ft²pricier than$26559% of homes79% of homes
Living areabigger than1,568 ft²41% of homes54% of homes
Lot sizebigger than11.2 ac70% of homes92% of homes
Year builtnewer than194515% of homes7% of homes

About 23518 S State Route D

How much is 23518 S State Route D, Cleveland, MO worth?

The TopHap Estimate for 23518 S State Route D, Cleveland, MO is $415,637 as of Jul 14, 2026. The likely range is $402,084 to $429,190. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23518 S State Route D, Cleveland, MO last sell?

23518 S State Route D, Cleveland, MO last sold on Dec 27, 2016, according to the county's recorded deed.

How big is 23518 S State Route D, Cleveland, MO?

23518 S State Route D, Cleveland, MO has 3 bedrooms, 1 bathrooms, 1,568 square feet of living space and a 11.20-acre lot.

When was 23518 S State Route D, Cleveland, MO built?

23518 S State Route D, Cleveland, MO was built in 1945, making it 81 years old. The building has 2 stories.

What schools serve 23518 S State Route D, Cleveland, MO?

23518 S State Route D, Cleveland, MO is assigned to Midway High School (middle), rated B-; Midway Elementary School (elementary), rated B+. All sit in Midway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23518 S State Route D, Cleveland, MO compare to other homes in Cleveland 64734?

Among the 903 homes in Cleveland 64734, it is worth more than 41% of them ($415,637 against a typical $449,861), its price per square foot is higher than 59% of them ($265 against a typical $248), it is bigger than 41% of them (1,568 ft² against a typical 1,713 ft²), its lot is bigger than 70% of them (11.2 ac against a typical 5 ac) and it is newer than 15% of them (1945 against a typical 1983). Measured against all of Cass County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23518 S State Route D, Cleveland, MO?

The 2025 property tax bill for 23518 S State Route D, Cleveland, MO was $5,844. The county assessed it at $30,760.

Closest homes

More homes in Cleveland 64734

Assigned schools

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