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Rural ResidenceResidential
$225,987$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Jun 16, 2023

2362 TOMS RUN

SPENCER, WV 25276
3
Beds
2 / 1
Baths
2,034 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
22.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$226K
$197K low$255K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Jun 16, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,987
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,390
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$188,000
T2 FINANCIAL LLC · recorded Jun 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$577 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,640 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.167 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRoane
Lot (acres)The size of the land the home sits on, from county records.22.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 336 ft²Porch · 224 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spencer Middle SchoolB-
Middle · Grades 5–8 · 6.9 mi
E
Spencer Elementary SchoolC-
Elementary · Grades PK–4 · 7.6 mi
H
Roane County High SchoolF
High · Grades 9–12 · 9.1 mi

District: Roane County School District

Neighborhood · ZIP 25276These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,446
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2362 Toms Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Spencer 25276
  • Costs more per square foot than 69% of homes in Spencer 25276
  • Bigger than 81% of homes in Roane County
  • Has a bigger lot than 83% of homes in Spencer 25276
  • Newer than 69% of homes in Spencer 25276

What homes are worth in Spencer 25276

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$454K

This home is worth more than 82% of homes in Spencer 25276.

How it measures up in Spencer 25276

The dot is this home. The mark in the middle is the typical home in Spencer 25276.

Estimated value$225,987
CheaperTypical $123,151Pricier

Pricier than 82% of homes nearby

Price per ft²$111
CheaperTypical $90Pricier

Pricier than 69% of homes nearby

Living area2,034 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 79% of homes nearby

Lot size22.6 ac
SmallerTypical 1.05 acBigger

Bigger than 83% of homes nearby

Year built1980
OlderTypical 1969Newer

Newer than 69% of homes nearby

How 2362 Toms Run ranks against every home in each area.
MeasureThis homeSpencer 25276Roane County
Estimated valuepricier than$225,98782% of homes81% of homes
Price per ft²pricier than$11169% of homes63% of homes
Living areabigger than2,034 ft²79% of homes81% of homes
Lot sizebigger than22.6 ac83% of homes76% of homes
Year builtnewer than198069% of homes62% of homes

About 2362 Toms Run

How much is 2362 Toms Run, Spencer, WV worth?

The TopHap Estimate for 2362 Toms Run, Spencer, WV is $225,987 as of Jul 14, 2026. The likely range is $197,068 to $254,906. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2362 Toms Run, Spencer, WV last sell?

2362 Toms Run, Spencer, WV last sold on Jun 16, 2023 for $235,000, according to the county's recorded deed.

How big is 2362 Toms Run, Spencer, WV?

2362 Toms Run, Spencer, WV has 3 bedrooms, 2 bathrooms, 2,034 square feet of living space and a 22.60-acre lot.

When was 2362 Toms Run, Spencer, WV built?

2362 Toms Run, Spencer, WV was built in 1980, making it 46 years old. It is a conventional home. The building has 1 story.

What schools serve 2362 Toms Run, Spencer, WV?

2362 Toms Run, Spencer, WV is assigned to Spencer Middle School (middle), rated B-; Spencer Elementary School (elementary), rated C-; Roane County High School (high), rated F. All sit in Roane County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2362 Toms Run, Spencer, WV compare to other homes in Spencer 25276?

Among the 3,432 homes in Spencer 25276, it is worth more than 82% of them ($225,987 against a typical $123,151), its price per square foot is higher than 69% of them ($111 against a typical $90), it is bigger than 79% of them (2,034 ft² against a typical 1,475 ft²), its lot is bigger than 83% of them (22.6 ac against a typical 1.05 ac) and it is newer than 69% of them (1980 against a typical 1969). Measured against all of Roane County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2362 Toms Run, Spencer, WV?

The 2025 property tax bill for 2362 Toms Run, Spencer, WV was $577. The county assessed it at $65,640.

Closest homes

More homes in Spencer 25276

Assigned schools

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