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Single Family ResidenceResidential
$400,293$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $335,000 on Sep 24, 2024

23709 RIDGEMONT LN

ELKHART, IN 46516
4
Beds
2
Baths
1,729 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$400K
$371K low$429K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Sep 24, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,078
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,262
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$251,215
CARDINAL FINANCIAL COMPANY LP · recorded Sep 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,657 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$323,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$296,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$323,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 74 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Concord East Side Elementary SchoolB-
Elementary · Grades KG–4 · 0.7 mi
M
Concord Intermediate SchoolB-
Middle · Grades 5–6 · 2.6 mi
H
Concord Community High SchoolC
High · Grades 9–12 · 2.7 mi

District: Concord Community Schools

Neighborhood · ZIP 46516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.33,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,875
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,236
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23709 Ridgemont Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Elkhart 46516
  • Costs more per square foot than 95% of homes in Elkhart 46516
  • Bigger than 74% of homes in Elkhart 46516
  • Has a bigger lot than 77% of homes in Elkhart 46516
  • Newer than 83% of homes in Elkhart 46516

What homes are worth in Elkhart 46516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$509K

This home is worth more than 94% of homes in Elkhart 46516.

How it measures up in Elkhart 46516

The dot is this home. The mark in the middle is the typical home in Elkhart 46516.

Estimated value$400,293
CheaperTypical $167,120Pricier

Pricier than 94% of homes nearby

Price per ft²$232
CheaperTypical $132Pricier

Pricier than 95% of homes nearby

Living area1,729 ft²
SmallerTypical 1,388 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.39 ac
SmallerTypical 0.24 acBigger

Bigger than 77% of homes nearby

Year built1988
OlderTypical 1953Newer

Newer than 83% of homes nearby

How 23709 Ridgemont Ln ranks against every home in each area.
MeasureThis homeElkhart 46516Elkhart County
Estimated valuepricier than$400,29394% of homes83% of homes
Price per ft²pricier than$23295% of homes87% of homes
Living areabigger than1,729 ft²74% of homes63% of homes
Lot sizebigger than0.39 ac77% of homes52% of homes
Year builtnewer than198883% of homes66% of homes

About 23709 Ridgemont Ln

How much is 23709 Ridgemont Ln, Elkhart, IN worth?

The TopHap Estimate for 23709 Ridgemont Ln, Elkhart, IN is $400,293 as of Jul 14, 2026. The likely range is $371,266 to $429,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23709 Ridgemont Ln, Elkhart, IN last sell?

23709 Ridgemont Ln, Elkhart, IN last sold on Sep 24, 2024 for $335,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 23709 Ridgemont Ln, Elkhart, IN?

23709 Ridgemont Ln, Elkhart, IN has 4 bedrooms, 2 bathrooms, 1,729 square feet of living space and a 0.40-acre lot.

When was 23709 Ridgemont Ln, Elkhart, IN built?

23709 Ridgemont Ln, Elkhart, IN was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 23709 Ridgemont Ln, Elkhart, IN?

23709 Ridgemont Ln, Elkhart, IN is assigned to Concord East Side Elementary School (elementary), rated B-; Concord Intermediate School (middle), rated B-; Concord Community High School (high), rated C. All sit in Concord Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23709 Ridgemont Ln, Elkhart, IN compare to other homes in Elkhart 46516?

Among the 10,578 homes in Elkhart 46516, it is worth more than 94% of them ($400,293 against a typical $167,120), its price per square foot is higher than 95% of them ($232 against a typical $132), it is bigger than 74% of them (1,729 ft² against a typical 1,388 ft²), its lot is bigger than 77% of them (0.39 ac against a typical 0.24 ac) and it is newer than 83% of them (1988 against a typical 1953). Measured against all of Elkhart County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23709 Ridgemont Ln, Elkhart, IN?

The 2024 property tax bill for 23709 Ridgemont Ln, Elkhart, IN was $2,657. The county assessed it at $323,600.

Closest homes

More homes in Elkhart 46516

Assigned schools

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