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Rural ResidenceResidential
$486,809$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Aug 24, 2012

2396 STATE ROUTE 10

SUMMIT, NY 12175
3
Beds
2
Baths
2,660 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$487K
$452K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Aug 24, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$61,809
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,447
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
WAYNE BANK · recorded Jul 11, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
WAYNE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,292 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,675

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.17.30
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 8.1 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,238
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2396 State Route 10 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Summit 12175
  • Bigger than 98% of homes in Summit 12175
  • Has a bigger lot than 82% of homes in Summit 12175
  • Newer than 96% of homes in Schoharie County

What homes are worth in Summit 12175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$600K

This home is worth more than 94% of homes in Summit 12175.

How it measures up in Summit 12175

The dot is this home. The mark in the middle is the typical home in Summit 12175.

Estimated value$486,809
CheaperTypical $246,410Pricier

Pricier than 94% of homes nearby

Price per ft²$183
CheaperTypical $181Pricier

Pricier than 53% of homes nearby

Living area2,660 ft²
SmallerTypical 1,224 ft²Bigger

Bigger than 98% of homes nearby

Lot size17.3 ac
SmallerTypical 5.06 acBigger

Bigger than 82% of homes nearby

Year built2013
OlderTypical 1980Newer

Newer than 95% of homes nearby

How 2396 State Route 10 ranks against every home in each area.
MeasureThis homeSummit 12175Schoharie County
Estimated valuepricier than$486,80994% of homes93% of homes
Price per ft²pricier than$18353% of homes62% of homes
Living areabigger than2,660 ft²98% of homes92% of homes
Lot sizebigger than17.3 ac82% of homes82% of homes
Year builtnewer than201395% of homes96% of homes

About 2396 State Route 10

How much is 2396 State Route 10, Summit, NY worth?

The TopHap Estimate for 2396 State Route 10, Summit, NY is $486,809 as of Jul 14, 2026. The likely range is $452,312 to $521,306. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2396 State Route 10, Summit, NY last sell?

2396 State Route 10, Summit, NY last sold on Aug 24, 2012 for $50,000, according to the county's recorded deed.

How big is 2396 State Route 10, Summit, NY?

2396 State Route 10, Summit, NY has 3 bedrooms, 2 bathrooms, 2,660 square feet of living space and a 17.30-acre lot.

When was 2396 State Route 10, Summit, NY built?

2396 State Route 10, Summit, NY was built in 2013, making it 13 years old. It is a cape cod home. The building has 1 story.

What schools serve 2396 State Route 10, Summit, NY?

2396 State Route 10, Summit, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2396 State Route 10, Summit, NY compare to other homes in Summit 12175?

Among the 652 homes in Summit 12175, it is worth more than 94% of them ($486,809 against a typical $246,410), its price per square foot is higher than 53% of them ($183 against a typical $181), it is bigger than 98% of them (2,660 ft² against a typical 1,224 ft²), its lot is bigger than 82% of them (17.3 ac against a typical 5.06 ac) and it is newer than 95% of them (2013 against a typical 1980). Measured against all of Schoharie County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2396 State Route 10, Summit, NY?

The 2025 property tax bill for 2396 State Route 10, Summit, NY was $8,292. The county assessed it at $125,000.

Closest homes

More homes in Summit 12175

Assigned schools

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