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Single Family ResidenceResidential
$132,324$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

242 ROCK CREEK RD

UNION, MS 39365
2
Baths
1,828 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
39 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$132K
$117K low$148K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,687
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,350
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,637
REGIONS BANK · recorded Apr 8, 2014

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,238 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,227
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$69,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.79 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNewton
Lot (acres)The size of the land the home sits on, from county records.39.00
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Union Middle SchoolB
Middle · Grades 5–8 · 3.8 mi
E
Union Elementary SchoolA
Elementary · Grades PK–4 · 3.8 mi
H
Union High SchoolA
High · Grades 9–12 · 3.8 mi

District: Union Public School District

Neighborhood · ZIP 39365These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,414
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,128
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

242 Rock Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Newton County
  • Has a bigger lot than 93% of homes in Newton County

What homes are worth in Union 39365

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$360K

This home is worth more than 52% of homes in Union 39365.

How it measures up in Union 39365

The dot is this home. The mark in the middle is the typical home in Union 39365.

Estimated value$132,324
CheaperTypical $128,558Pricier

Pricier than 52% of homes nearby

Price per ft²$72
CheaperTypical $77Pricier

Pricier than 39% of homes nearby

Living area1,828 ft²
SmallerTypical 1,595 ft²Bigger

Bigger than 62% of homes nearby

Lot size39 ac
SmallerTypical 2.5 acBigger

Bigger than 90% of homes nearby

Year built1972
OlderTypical 1978Newer

Newer than 41% of homes nearby

How 242 Rock Creek Rd ranks against every home in each area.
MeasureThis homeUnion 39365Newton County
Estimated valuepricier than$132,32452% of homes38% of homes
Price per ft²pricier than$7239% of homes29% of homes
Living areabigger than1,828 ft²62% of homes58% of homes
Lot sizebigger than39 ac90% of homes93% of homes
Year builtnewer than197241% of homes40% of homes

About 242 Rock Creek Rd

How much is 242 Rock Creek Rd, Union, MS worth?

The TopHap Estimate for 242 Rock Creek Rd, Union, MS is $132,324 as of Jul 14, 2026. The likely range is $117,108 to $147,540. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 242 Rock Creek Rd, Union, MS?

242 Rock Creek Rd, Union, MS has 2 bathrooms, 1,828 square feet of living space and a 39.00-acre lot.

When was 242 Rock Creek Rd, Union, MS built?

242 Rock Creek Rd, Union, MS was built in 1972, making it 54 years old.

What schools serve 242 Rock Creek Rd, Union, MS?

242 Rock Creek Rd, Union, MS is assigned to Union Middle School (middle), rated B; Union Elementary School (elementary), rated A; Union High School (high), rated A. All sit in Union Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 242 Rock Creek Rd, Union, MS compare to other homes in Union 39365?

Among the 3,209 homes in Union 39365, it is worth more than 52% of them ($132,324 against a typical $128,558), its price per square foot is higher than 39% of them ($72 against a typical $77), it is bigger than 62% of them (1,828 ft² against a typical 1,595 ft²), its lot is bigger than 90% of them (39 ac against a typical 2.5 ac) and it is newer than 41% of them (1972 against a typical 1978). Measured against all of Newton County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Union 39365

Assigned schools

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