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Single Family ResidenceResidential
$131,845$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

523 ROCK CREEK RD

UNION, MS 39365
2
Baths
1,825 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.

Valuation

$132K
$117K low$147K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$56,445
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,156
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,400
THE CITIZENS BANK OF PHILADELPHIA · recorded Jun 25, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
CITIZENS BANK OF PHILADELPHIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,635 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,612
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,210

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNewton
Lot (acres)The size of the land the home sits on, from county records.33.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 63 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newton County Elementary SchoolB-
Elementary · Grades PK–6 · 8.6 mi
M
Newton County High SchoolB+
Middle · Grades 7–12 · 9.8 mi

District: Newton County School District

Neighborhood · ZIP 39365These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,414
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,128
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 Rock Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Newton County
  • Has a bigger lot than 90% of homes in Newton County
  • Older than 75% of homes in Newton County

What homes are worth in Union 39365

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$360K

This home is worth more than 52% of homes in Union 39365.

How it measures up in Union 39365

The dot is this home. The mark in the middle is the typical home in Union 39365.

Estimated value$131,845
CheaperTypical $128,558Pricier

Pricier than 52% of homes nearby

Price per ft²$72
CheaperTypical $77Pricier

Pricier than 39% of homes nearby

Living area1,825 ft²
SmallerTypical 1,595 ft²Bigger

Bigger than 62% of homes nearby

Lot size33 ac
SmallerTypical 2.5 acBigger

Bigger than 87% of homes nearby

Year built1960
OlderTypical 1978Newer

Newer than 26% of homes nearby

How 523 Rock Creek Rd ranks against every home in each area.
MeasureThis homeUnion 39365Newton County
Estimated valuepricier than$131,84552% of homes38% of homes
Price per ft²pricier than$7239% of homes29% of homes
Living areabigger than1,825 ft²62% of homes58% of homes
Lot sizebigger than33 ac87% of homes90% of homes
Year builtnewer than196026% of homes25% of homes

About 523 Rock Creek Rd

How much is 523 Rock Creek Rd, Union, MS worth?

The TopHap Estimate for 523 Rock Creek Rd, Union, MS is $131,845 as of Jul 14, 2026. The likely range is $116,684 to $147,006. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 Rock Creek Rd, Union, MS last sell?

523 Rock Creek Rd, Union, MS last sold on Aug 20, 2004, according to the county's recorded deed.

How big is 523 Rock Creek Rd, Union, MS?

523 Rock Creek Rd, Union, MS has 2 bathrooms, 1,825 square feet of living space and a 33.00-acre lot.

When was 523 Rock Creek Rd, Union, MS built?

523 Rock Creek Rd, Union, MS was built in 1960, making it 66 years old.

What schools serve 523 Rock Creek Rd, Union, MS?

523 Rock Creek Rd, Union, MS is assigned to Newton County Elementary School (elementary), rated B-; Newton County High School (middle), rated B+. All sit in Newton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 Rock Creek Rd, Union, MS compare to other homes in Union 39365?

Among the 3,209 homes in Union 39365, it is worth more than 52% of them ($131,845 against a typical $128,558), its price per square foot is higher than 39% of them ($72 against a typical $77), it is bigger than 62% of them (1,825 ft² against a typical 1,595 ft²), its lot is bigger than 87% of them (33 ac against a typical 2.5 ac) and it is newer than 26% of them (1960 against a typical 1978). Measured against all of Newton County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 Rock Creek Rd, Union, MS?

The 2024 property tax bill for 523 Rock Creek Rd, Union, MS was $14. The county assessed it at $7,635.

Closest homes

More homes in Union 39365

Assigned schools

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