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Single Family ResidenceResidential
$36,904$23 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

243 RATLIFF TOWN RD

LOUISA, KY 41230
2
Beds
1
Baths
1,622 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$37K
$30K low$44K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,904
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,523

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$105 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$23,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Lot (acres)The size of the land the home sits on, from county records.0.25
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 176 ft²Porch · 162 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 41230These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.12,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,031
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

243 Ratliff Town Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Louisa 41230
  • Costs less per square foot than 93% of homes in Louisa 41230
  • Bigger than 83% of homes in Louisa 41230
  • Has a smaller lot than 95% of homes in Louisa 41230
  • Older than 86% of homes in Louisa 41230

What homes are worth in Louisa 41230

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$300K

This home is worth less than almost all homes in Louisa 41230.

How it measures up in Louisa 41230

The dot is this home. The mark in the middle is the typical home in Louisa 41230.

Estimated value$36,904
CheaperTypical $147,341Pricier

Cheaper than almost all homes nearby

Price per ft²$23
CheaperTypical $45Pricier

Pricier than 7% of homes nearby

Living area1,622 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.25 ac
SmallerTypical 2.52 acBigger

Bigger than 5% of homes nearby

Year built1972
OlderTypical 1990Newer

Newer than 14% of homes nearby

How 243 Ratliff Town Rd ranks against every home in each area.
MeasureThis homeLouisa 41230Martin County
Estimated valuepricier than$36,904almost no homes24% of homes
Price per ft²pricier than$237% of homes10% of homes
Living areabigger than1,622 ft²83% of homes70% of homes
Lot sizebigger than0.25 ac5% of homes12% of homes
Year builtnewer than197214% of homes25% of homes

About 243 Ratliff Town Rd

How much is 243 Ratliff Town Rd, Louisa, KY worth?

The TopHap Estimate for 243 Ratliff Town Rd, Louisa, KY is $36,904 as of Jul 14, 2026. The likely range is $30,184 to $43,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 243 Ratliff Town Rd, Louisa, KY last sell?

243 Ratliff Town Rd, Louisa, KY last sold on Jun 1, 2018, according to the county's recorded deed.

How big is 243 Ratliff Town Rd, Louisa, KY?

243 Ratliff Town Rd, Louisa, KY has 2 bedrooms, 1 bathrooms, 1,622 square feet of living space and a 0.25-acre lot.

When was 243 Ratliff Town Rd, Louisa, KY built?

243 Ratliff Town Rd, Louisa, KY was built in 1972, making it 54 years old. The building has 1 story.

How does 243 Ratliff Town Rd, Louisa, KY compare to other homes in Louisa 41230?

Among the 6,755 homes in Louisa 41230, it is worth more than almost none of them ($36,904 against a typical $147,341), its price per square foot is higher than 7% of them ($23 against a typical $45), it is bigger than 83% of them (1,622 ft² against a typical 1,056 ft²), its lot is bigger than 5% of them (0.25 ac against a typical 2.52 ac) and it is newer than 14% of them (1972 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 243 Ratliff Town Rd, Louisa, KY?

The 2025 property tax bill for 243 Ratliff Town Rd, Louisa, KY was $105. The county assessed it at $23,000.

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