Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$215,450$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Sep 13, 1999

24304 RIVER DR

CHAPTICO, MD 20621
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$215K
$202K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Sep 13, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$155,450
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,360
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
CITIBANK FSB · R · recorded Jun 19, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,262 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,567 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySt. Mary's
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dynard Elementary SchoolA
Elementary · Grades PK–5 · 4.5 mi
M
Margaret Brent Middle SchoolB-
Middle · Grades 6–8 · 7.2 mi
H
Chopticon High SchoolB
High · Grades 9–12 · 7.3 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,672
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.99 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,003
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,865
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

24304 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in St. Mary's County
  • Smaller than 96% of homes in St. Mary's County
  • Has a smaller lot than 84% of homes in Chaptico 20621
  • Older than 76% of homes in St. Mary's County

What homes are worth in Chaptico 20621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$1.2M

This home is worth more than 14% of homes in Chaptico 20621.

How it measures up in Chaptico 20621

The dot is this home. The mark in the middle is the typical home in Chaptico 20621.

Estimated value$215,450
CheaperTypical $392,185Pricier

Pricier than 14% of homes nearby

Price per ft²$256
CheaperTypical $245Pricier

Pricier than 57% of homes nearby

Living area840 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.26 ac
SmallerTypical 1.38 acBigger

Bigger than 16% of homes nearby

Year built1974
OlderTypical 1976Newer

Newer than 47% of homes nearby

How 24304 River Dr ranks against every home in each area.
MeasureThis homeChaptico 20621St. Mary's County
Estimated valuepricier than$215,45014% of homes5% of homes
Price per ft²pricier than$25657% of homes64% of homes
Living areabigger than840 ft²8% of homes4% of homes
Lot sizebigger than0.26 ac16% of homes26% of homes
Year builtnewer than197447% of homes24% of homes

About 24304 River Dr

How much is 24304 River Dr, Chaptico, MD worth?

The TopHap Estimate for 24304 River Dr, Chaptico, MD is $215,450 as of Jul 14, 2026. The likely range is $201,564 to $229,336. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 24304 River Dr, Chaptico, MD last sell?

24304 River Dr, Chaptico, MD last sold on Sep 13, 1999 for $65,000, according to the county's recorded deed.

How big is 24304 River Dr, Chaptico, MD?

24304 River Dr, Chaptico, MD has 1 bathrooms, 840 square feet of living space and a 0.26-acre lot.

When was 24304 River Dr, Chaptico, MD built?

24304 River Dr, Chaptico, MD was built in 1974, making it 52 years old. It is a conventional home. The building has 1 story.

What schools serve 24304 River Dr, Chaptico, MD?

24304 River Dr, Chaptico, MD is assigned to Dynard Elementary School (elementary), rated A; Margaret Brent Middle School (middle), rated B-; Chopticon High School (high), rated B. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 24304 River Dr, Chaptico, MD compare to other homes in Chaptico 20621?

Among the 604 homes in Chaptico 20621, it is worth more than 14% of them ($215,450 against a typical $392,185), its price per square foot is higher than 57% of them ($256 against a typical $245), it is bigger than 8% of them (840 ft² against a typical 1,568 ft²), its lot is bigger than 16% of them (0.26 ac against a typical 1.38 ac) and it is newer than 47% of them (1974 against a typical 1976). Measured against all of St. Mary's County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 24304 River Dr, Chaptico, MD?

The 2023 property tax bill for 24304 River Dr, Chaptico, MD was $1,262. The county assessed it at $108,567.

Closest homes

More homes in Chaptico 20621

Assigned schools

Explore the area

See this home in context

Open 24304 River Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map