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Single Family ResidenceResidential
$566,123$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $403,990 on Sep 18, 2019

2431 RICHMOND WAY

WALDORF, MD 20603
4 / 1
Baths
2,314 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$566K
$549K low$583K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$403,990 · Sep 18, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,319
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,055
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$392,904
QUICKEN LOANS LLC · recorded Feb 25, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,900
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,391 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$531,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$415,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$486,433
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$531,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCharles
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Theodore G. Davis Middle SchoolB
Middle · Grades 6–8 · 0.4 mi
H
North Point High SchoolC
High · Grades 9–12 · 0.4 mi
E
William A. Diggs Elementary SchoolC+
Elementary · Grades PK–5 · 0.9 mi

District: Charles County Public Schools

Neighborhood · ZIP 20603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,070 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$140,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,916
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2431 Richmond Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Charles County
  • Costs more per square foot than 73% of homes in Waldorf 20603
  • Bigger than 66% of homes in Charles County
  • Has a bigger lot than 73% of homes in Waldorf 20603

What homes are worth in Waldorf 20603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$291K$705K

This home is worth more than 73% of homes in Waldorf 20603.

How it measures up in Waldorf 20603

The dot is this home. The mark in the middle is the typical home in Waldorf 20603.

Estimated value$566,123
CheaperTypical $476,945Pricier

Pricier than 73% of homes nearby

Price per ft²$245
CheaperTypical $221Pricier

Pricier than 73% of homes nearby

Living area2,314 ft²
SmallerTypical 2,192 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.27 ac
SmallerTypical 0.19 acBigger

Bigger than 73% of homes nearby

Year built1997
OlderTypical 1996Newer

Newer than 54% of homes nearby

How 2431 Richmond Way ranks against every home in each area.
MeasureThis homeWaldorf 20603Charles County
Estimated valuepricier than$566,12373% of homes77% of homes
Price per ft²pricier than$24573% of homes65% of homes
Living areabigger than2,314 ft²56% of homes66% of homes
Lot sizebigger than0.27 ac73% of homes51% of homes
Year builtnewer than199754% of homes59% of homes

About 2431 Richmond Way

How much is 2431 Richmond Way, Waldorf, MD worth?

The TopHap Estimate for 2431 Richmond Way, Waldorf, MD is $566,123 as of Jul 14, 2026. The likely range is $549,045 to $583,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2431 Richmond Way, Waldorf, MD last sell?

2431 Richmond Way, Waldorf, MD last sold on Sep 18, 2019 for $403,990, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2431 Richmond Way, Waldorf, MD?

2431 Richmond Way, Waldorf, MD has 4 bathrooms, 2,314 square feet of living space and a 0.27-acre lot.

When was 2431 Richmond Way, Waldorf, MD built?

2431 Richmond Way, Waldorf, MD was built in 1997, making it 29 years old. It is a conventional home. The building has 2 stories.

What schools serve 2431 Richmond Way, Waldorf, MD?

2431 Richmond Way, Waldorf, MD is assigned to Theodore G. Davis Middle School (middle), rated B; North Point High School (high), rated C; William A. Diggs Elementary School (elementary), rated C+. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2431 Richmond Way, Waldorf, MD compare to other homes in Waldorf 20603?

Among the 11,004 homes in Waldorf 20603, it is worth more than 73% of them ($566,123 against a typical $476,945), its price per square foot is higher than 73% of them ($245 against a typical $221), it is bigger than 56% of them (2,314 ft² against a typical 2,192 ft²), its lot is bigger than 73% of them (0.27 ac against a typical 0.19 ac) and it is newer than 54% of them (1997 against a typical 1996). Measured against all of Charles County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2431 Richmond Way, Waldorf, MD?

The 2025 property tax bill for 2431 Richmond Way, Waldorf, MD was $7,391. The county assessed it at $531,000.

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Assigned schools

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