Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$566,051$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $525,000 on Nov 22, 2021

2439 RIVER REACH DR

NAPLES, FL 34104
0
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$566K
$521K low$611K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$525,000 · Nov 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$146,051
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,841
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$420,000
GO MORTGAGE LLC · recorded Nov 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,603 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$316,246
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,357
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$441,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,603

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.118 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollier
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Poinciana Elementary SchoolA-
Elementary · Grades PK–5 · 1.1 mi
H
Naples High SchoolB-
High · Grades 9–12 · 1.4 mi
M
East Naples Middle SchoolA
Middle · Grades 6–8 · 1.9 mi

District: Collier County School District

Neighborhood · ZIP 34104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28,124
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,679 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,621
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2439 River Reach Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Naples 34104
  • Costs more per square foot than 91% of homes in Naples 34104
  • Smaller than 66% of homes in Collier County
  • Has a bigger lot than 66% of homes in Naples 34104
  • Older than 70% of homes in Naples 34104

What homes are worth in Naples 34104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$1.1M

This home is worth more than 79% of homes in Naples 34104.

How it measures up in Naples 34104

The dot is this home. The mark in the middle is the typical home in Naples 34104.

Estimated value$566,051
CheaperTypical $353,352Pricier

Pricier than 79% of homes nearby

Price per ft²$404
CheaperTypical $262Pricier

Pricier than 91% of homes nearby

Living area1,400 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.22 ac
SmallerTypical 0.19 acBigger

Bigger than 66% of homes nearby

Year built1989
OlderTypical 1993Newer

Newer than 30% of homes nearby

How 2439 River Reach Dr ranks against every home in each area.
MeasureThis homeNaples 34104Collier County
Estimated valuepricier than$566,05179% of homes48% of homes
Price per ft²pricier than$40491% of homes59% of homes
Living areabigger than1,400 ft²49% of homes34% of homes
Lot sizebigger than0.22 ac66% of homes46% of homes
Year builtnewer than198930% of homes33% of homes

About 2439 River Reach Dr

How much is 2439 River Reach Dr, Naples, FL worth?

The TopHap Estimate for 2439 River Reach Dr, Naples, FL is $566,051 as of Jul 14, 2026. The likely range is $520,845 to $611,257. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2439 River Reach Dr, Naples, FL last sell?

2439 River Reach Dr, Naples, FL last sold on Nov 22, 2021 for $525,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2439 River Reach Dr, Naples, FL?

2439 River Reach Dr, Naples, FL has 1,400 square feet of living space and a 0.22-acre lot.

When was 2439 River Reach Dr, Naples, FL built?

2439 River Reach Dr, Naples, FL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 2439 River Reach Dr, Naples, FL?

2439 River Reach Dr, Naples, FL is assigned to Poinciana Elementary School (elementary), rated A-; Naples High School (high), rated B-; East Naples Middle School (middle), rated A. All sit in Collier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2439 River Reach Dr, Naples, FL compare to other homes in Naples 34104?

Among the 12,826 homes in Naples 34104, it is worth more than 79% of them ($566,051 against a typical $353,352), its price per square foot is higher than 91% of them ($404 against a typical $262), it is bigger than 49% of them (1,400 ft² against a typical 1,406 ft²), its lot is bigger than 66% of them (0.22 ac against a typical 0.19 ac) and it is newer than 30% of them (1989 against a typical 1993). Measured against all of Collier County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2439 River Reach Dr, Naples, FL?

The 2025 property tax bill for 2439 River Reach Dr, Naples, FL was $4,571. The county assessed it at $446,603.

Closest homes

More homes in Naples 34104

Assigned schools

Explore the area

See this home in context

Open 2439 River Reach Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map