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Single Family ResidenceResidential
$552,403$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2440 S RIVER DOWNS PL

MERIDIAN, ID 83642
4
Beds
3
Baths
2,034 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$552K
$533K low$572K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$185,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$148,474
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$271,810
WILLAMETTE VALLEY BANK · recorded Mar 17, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
IDAHO CENTRAL CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,624 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$510,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$485,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$510,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyADA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 132 ft²Patio · 50 ft²Porch · 117 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mountain View High SchoolA-
High · Grades 9–12 · 0.3 mi
E
Eliza Hart Spalding STEM AcademyA
Elementary · Grades PK–5 · 2.1 mi
M
Lewis & Clark Middle SchoolB+
Middle · Grades 6–8 · 2.5 mi

District: Meridian Joint School District 2

Neighborhood · ZIP 83642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.60,494
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,486 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,298
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,741
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2440 S River Downs Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Ada County
  • Has a bigger lot than 81% of homes in Meridian 83642
  • Older than 80% of homes in Meridian 83642

What homes are worth in Meridian 83642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$1.3M

This home is worth more than 53% of homes in Meridian 83642.

How it measures up in Meridian 83642

The dot is this home. The mark in the middle is the typical home in Meridian 83642.

Estimated value$552,403
CheaperTypical $536,504Pricier

Pricier than 53% of homes nearby

Price per ft²$272
CheaperTypical $275Pricier

Pricier than 47% of homes nearby

Living area2,034 ft²
SmallerTypical 2,036 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.28 ac
SmallerTypical 0.19 acBigger

Bigger than 81% of homes nearby

Year built1995
OlderTypical 2009Newer

Newer than 20% of homes nearby

How 2440 S River Downs Pl ranks against every home in each area.
MeasureThis homeMeridian 83642Ada County
Estimated valuepricier than$552,40353% of homes54% of homes
Price per ft²pricier than$27247% of homes34% of homes
Living areabigger than2,034 ft²50% of homes55% of homes
Lot sizebigger than0.28 ac81% of homes79% of homes
Year builtnewer than199520% of homes40% of homes

About 2440 S River Downs Pl

How much is 2440 S River Downs Pl, Meridian, ID worth?

The TopHap Estimate for 2440 S River Downs Pl, Meridian, ID is $552,403 as of Jul 14, 2026. The likely range is $533,149 to $571,657. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2440 S River Downs Pl, Meridian, ID last sell?

2440 S River Downs Pl, Meridian, ID last sold on Jul 25, 2025, according to the county's recorded deed.

How big is 2440 S River Downs Pl, Meridian, ID?

2440 S River Downs Pl, Meridian, ID has 4 bedrooms, 3 bathrooms, 2,034 square feet of living space and a 0.28-acre lot.

When was 2440 S River Downs Pl, Meridian, ID built?

2440 S River Downs Pl, Meridian, ID was built in 1995, making it 31 years old. It is a bi-level home. The building has 2 stories.

What schools serve 2440 S River Downs Pl, Meridian, ID?

2440 S River Downs Pl, Meridian, ID is assigned to Mountain View High School (high), rated A-; Eliza Hart Spalding STEM Academy (elementary), rated A; Lewis & Clark Middle School (middle), rated B+. All sit in Meridian Joint School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2440 S River Downs Pl, Meridian, ID compare to other homes in Meridian 83642?

Among the 22,910 homes in Meridian 83642, it is worth more than 53% of them ($552,403 against a typical $536,504), its price per square foot is higher than 47% of them ($272 against a typical $275), it is bigger than 50% of them (2,034 ft² against a typical 2,036 ft²), its lot is bigger than 81% of them (0.28 ac against a typical 0.19 ac) and it is newer than 20% of them (1995 against a typical 2009). Measured against all of Ada County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2440 S River Downs Pl, Meridian, ID?

The 2025 property tax bill for 2440 S River Downs Pl, Meridian, ID was $1,624. The county assessed it at $510,800.

Closest homes

More homes in Meridian 83642

Assigned schools

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