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Single Family ResidenceResidential
$173,997$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $127,000 on Jul 17, 2019

24445 GEMSTONE DR

LOXLEY, AL 36551
3
Beds
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$174K
$117K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$127,000 · Jul 17, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$553 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBALDWIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Baldwin Middle SchoolB-
Middle · Grades 7–8 · 0.9 mi
E
Loxley Elementary SchoolB+
Elementary · Grades KG–6 · 2.5 mi
H
Robertsdale High SchoolC
High · Grades 9–12 · 3.5 mi

District: Baldwin County School District

Neighborhood · ZIP 36551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,752
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.202 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,933
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,074
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

24445 Gemstone Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Baldwin County
  • Costs less per square foot than 86% of homes in Baldwin County
  • Smaller than 86% of homes in Loxley 36551
  • Has a smaller lot than 92% of homes in Loxley 36551

What homes are worth in Loxley 36551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$810K

This home is worth more than 8% of homes in Loxley 36551.

How it measures up in Loxley 36551

The dot is this home. The mark in the middle is the typical home in Loxley 36551.

Estimated value$173,997
CheaperTypical $296,633Pricier

Pricier than 8% of homes nearby

Price per ft²$145
CheaperTypical $170Pricier

Pricier than 20% of homes nearby

Living area1,200 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.15 ac
SmallerTypical 0.42 acBigger

Bigger than 8% of homes nearby

Year built2004
OlderTypical 2004Newer

Newer than 50% of homes nearby

How 24445 Gemstone Dr ranks against every home in each area.
MeasureThis homeLoxley 36551Baldwin County
Estimated valuepricier than$173,9978% of homes6% of homes
Price per ft²pricier than$14520% of homes14% of homes
Living areabigger than1,200 ft²14% of homes18% of homes
Lot sizebigger than0.15 ac8% of homes9% of homes
Year builtnewer than200450% of homes59% of homes

About 24445 Gemstone Dr

How much is 24445 Gemstone Dr, Loxley, AL worth?

The TopHap Estimate for 24445 Gemstone Dr, Loxley, AL is $173,997 as of Sep 24, 2026. The likely range is $116,570 to $231,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 24445 Gemstone Dr, Loxley, AL last sell?

24445 Gemstone Dr, Loxley, AL last sold on Jul 17, 2019 for $127,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 24445 Gemstone Dr, Loxley, AL?

24445 Gemstone Dr, Loxley, AL has 3 bedrooms, 1 bathrooms, 1,200 square feet of living space and a 0.15-acre lot.

When was 24445 Gemstone Dr, Loxley, AL built?

24445 Gemstone Dr, Loxley, AL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 24445 Gemstone Dr, Loxley, AL?

24445 Gemstone Dr, Loxley, AL is assigned to Central Baldwin Middle School (middle), rated B-; Loxley Elementary School (elementary), rated B+; Robertsdale High School (high), rated C. All sit in Baldwin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 24445 Gemstone Dr, Loxley, AL compare to other homes in Loxley 36551?

Among the 4,124 homes in Loxley 36551, it is worth more than 8% of them ($173,997 against a typical $296,633), its price per square foot is higher than 20% of them ($145 against a typical $170), it is bigger than 14% of them (1,200 ft² against a typical 1,714 ft²), its lot is bigger than 8% of them (0.15 ac against a typical 0.42 ac) and it is newer than 50% of them (2004 against a typical 2004). Measured against all of Baldwin County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 24445 Gemstone Dr, Loxley, AL?

The 2026 property tax bill for 24445 Gemstone Dr, Loxley, AL was $553. The county assessed it at $18,460.

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