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Single Family ResidenceResidential
$227,785$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $48,700 on Jul 16, 1990

245 PROSPECT ST

ISHPEMING, MI 49849
3
Beds
2
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$228K
$199K low$256K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,700 · Jul 16, 1990
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$222,785
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$178,228
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.2%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,000
ISHPEMING COMMUNITY FEDERAL CREDIT UNION · recorded Oct 14, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,407 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMARQUETTE
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westwood High SchoolB+
High · Grades 9–12 · 1.3 mi
E
Aspen Ridge Elementary SchoolB-
Elementary · Grades KG–8 · 1.4 mi

District: N.I.C.E. Community Schools

Neighborhood · ZIP 49849These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.12,721
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,951
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Marquette County
  • Has a smaller lot than 95% of homes in Marquette County

What homes are worth in Ishpeming 49849

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$535K

This home is worth more than 59% of homes in Ishpeming 49849.

How it measures up in Ishpeming 49849

The dot is this home. The mark in the middle is the typical home in Ishpeming 49849.

Estimated value$227,785
CheaperTypical $207,826Pricier

Pricier than 59% of homes nearby

Price per ft²$175
CheaperTypical $172Pricier

Pricier than 51% of homes nearby

Living area1,304 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.11 ac
SmallerTypical 0.26 acBigger

Bigger than 11% of homes nearby

Year built1967
OlderTypical 1952Newer

Newer than 64% of homes nearby

How 245 Prospect St ranks against every home in each area.
MeasureThis homeIshpeming 49849Marquette County
Estimated valuepricier than$227,78559% of homes36% of homes
Price per ft²pricier than$17551% of homes31% of homes
Living areabigger than1,304 ft²53% of homes49% of homes
Lot sizebigger than0.11 ac11% of homes5% of homes
Year builtnewer than196764% of homes52% of homes

About 245 Prospect St

How much is 245 Prospect St, Ishpeming, MI worth?

The TopHap Estimate for 245 Prospect St, Ishpeming, MI is $227,785 as of Jul 14, 2026. The likely range is $199,208 to $256,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 Prospect St, Ishpeming, MI last sell?

245 Prospect St, Ishpeming, MI last sold on Jul 16, 1990 for $48,700, according to the county's recorded deed.

How big is 245 Prospect St, Ishpeming, MI?

245 Prospect St, Ishpeming, MI has 3 bedrooms, 2 bathrooms, 1,304 square feet of living space and a 0.12-acre lot.

When was 245 Prospect St, Ishpeming, MI built?

245 Prospect St, Ishpeming, MI was built in 1967, making it 59 years old. It is a ranch home. The building has 1 story.

What schools serve 245 Prospect St, Ishpeming, MI?

245 Prospect St, Ishpeming, MI is assigned to Westwood High School (high), rated B+; Aspen Ridge Elementary School (elementary), rated B-. All sit in N.I.C.E. Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Prospect St, Ishpeming, MI compare to other homes in Ishpeming 49849?

Among the 5,506 homes in Ishpeming 49849, it is worth more than 59% of them ($227,785 against a typical $207,826), its price per square foot is higher than 51% of them ($175 against a typical $172), it is bigger than 53% of them (1,304 ft² against a typical 1,248 ft²), its lot is bigger than 11% of them (0.11 ac against a typical 0.26 ac) and it is newer than 64% of them (1967 against a typical 1952). Measured against all of Marquette County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 Prospect St, Ishpeming, MI?

The 2025 property tax bill for 245 Prospect St, Ishpeming, MI was $1,407. The county assessed it at $97,300.

Closest homes

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Assigned schools

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