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Rural ResidenceResidential
$143,405$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $118,000 on Feb 5, 2016

245 RACE RD

OXFORD, NY 13830
3
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$143K
$117K low$169K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,000 · Feb 5, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,600
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,280
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,305
M&T BK · recorded Feb 5, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,500
MISCELLANEOUS GOVT AGCY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,933 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,405

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.93 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyChenango
Lot (acres)The size of the land the home sits on, from county records.12.10
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oxford Academy High SchoolA-
High · Grades 9–12 · 4.5 mi
E
Oxford Academy Primary SchoolC-
Elementary · Grades PK–4 · 4.5 mi
M
Oxford Academy Middle SchoolC+
Middle · Grades 5–8 · 4.6 mi

District: Oxford Academy and Central School District

Neighborhood · ZIP 13830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,890
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,341
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Race Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 72% of homes in Oxford 13830
  • Smaller than 69% of homes in Chenango County
  • Has a bigger lot than 80% of homes in Chenango County
  • Newer than 66% of homes in Oxford 13830

What homes are worth in Oxford 13830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$419K

This home is worth more than 48% of homes in Oxford 13830.

How it measures up in Oxford 13830

The dot is this home. The mark in the middle is the typical home in Oxford 13830.

Estimated value$143,405
CheaperTypical $146,938Pricier

Pricier than 48% of homes nearby

Price per ft²$124
CheaperTypical $95Pricier

Pricier than 72% of homes nearby

Living area1,152 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 40% of homes nearby

Lot size12.1 ac
SmallerTypical 1.85 acBigger

Bigger than 78% of homes nearby

Year built1973
OlderTypical 1960Newer

Newer than 66% of homes nearby

How 245 Race Rd ranks against every home in each area.
MeasureThis homeOxford 13830Chenango County
Estimated valuepricier than$143,40548% of homes45% of homes
Price per ft²pricier than$12472% of homes69% of homes
Living areabigger than1,152 ft²40% of homes31% of homes
Lot sizebigger than12.1 ac78% of homes80% of homes
Year builtnewer than197366% of homes63% of homes

About 245 Race Rd

How much is 245 Race Rd, Oxford, NY worth?

The TopHap Estimate for 245 Race Rd, Oxford, NY is $143,405 as of Jul 14, 2026. The likely range is $117,456 to $169,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 Race Rd, Oxford, NY last sell?

245 Race Rd, Oxford, NY last sold on Feb 5, 2016 for $118,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 245 Race Rd, Oxford, NY?

245 Race Rd, Oxford, NY has 3 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 12.10-acre lot.

When was 245 Race Rd, Oxford, NY built?

245 Race Rd, Oxford, NY was built in 1973, making it 53 years old. It is a raised ranch home. The building has 1 story.

What schools serve 245 Race Rd, Oxford, NY?

245 Race Rd, Oxford, NY is assigned to Oxford Academy High School (high), rated A-; Oxford Academy Primary School (elementary), rated C-; Oxford Academy Middle School (middle), rated C+. All sit in Oxford Academy and Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Race Rd, Oxford, NY compare to other homes in Oxford 13830?

Among the 2,273 homes in Oxford 13830, it is worth more than 48% of them ($143,405 against a typical $146,938), its price per square foot is higher than 72% of them ($124 against a typical $95), it is bigger than 40% of them (1,152 ft² against a typical 1,350 ft²), its lot is bigger than 78% of them (12.1 ac against a typical 1.85 ac) and it is newer than 66% of them (1973 against a typical 1960). Measured against all of Chenango County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 Race Rd, Oxford, NY?

The 2025 property tax bill for 245 Race Rd, Oxford, NY was $3,933. The county assessed it at $57,500.

Closest homes

More homes in Oxford 13830

Assigned schools

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