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Single Family ResidenceResidential
$964,593$323 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

245 RIVER RD W

BERLIN, MA 01503
3
Beds
4 / 1
Baths
2,987 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$965K
$914K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$355,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$284,474
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$480,000
WEBSTER FIRST FEDERAL CREDIT UNION · R · recorded Dec 18, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$129,000
WEBSTER FIRST FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,594 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$887,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$279,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$608,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$887,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.3.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Berlin Memorial SchoolB+
Elementary · Grades KG–5 · 1.9 mi
M
Tahanto Regional High SchoolA-
Middle · Grades 6–12 · 5.9 mi

District: Berlin-Boylston School District

Neighborhood · ZIP 01503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,412
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,509
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,296
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 River Rd W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Worcester County
  • Bigger than 89% of homes in Worcester County
  • Has a bigger lot than 89% of homes in Worcester County
  • Newer than 96% of homes in Worcester County

What homes are worth in Berlin 01503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$1.4M

This home is worth more than 85% of homes in Berlin 01503.

How it measures up in Berlin 01503

The dot is this home. The mark in the middle is the typical home in Berlin 01503.

Estimated value$964,593
CheaperTypical $647,070Pricier

Pricier than 85% of homes nearby

Price per ft²$323
CheaperTypical $345Pricier

Pricier than 36% of homes nearby

Living area2,987 ft²
SmallerTypical 1,987 ft²Bigger

Bigger than 81% of homes nearby

Lot size3.35 ac
SmallerTypical 1.88 acBigger

Bigger than 73% of homes nearby

Year built2016
OlderTypical 1986Newer

Newer than 87% of homes nearby

How 245 River Rd W ranks against every home in each area.
MeasureThis homeBerlin 01503Worcester County
Estimated valuepricier than$964,59385% of homes95% of homes
Price per ft²pricier than$32336% of homes58% of homes
Living areabigger than2,987 ft²81% of homes89% of homes
Lot sizebigger than3.35 ac73% of homes89% of homes
Year builtnewer than201687% of homes96% of homes

About 245 River Rd W

How much is 245 River Rd W, Berlin, MA worth?

The TopHap Estimate for 245 River Rd W, Berlin, MA is $964,593 as of Jul 14, 2026. The likely range is $914,159 to $1,015,027. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 245 River Rd W, Berlin, MA?

245 River Rd W, Berlin, MA has 3 bedrooms, 4 bathrooms, 2,987 square feet of living space and a 3.35-acre lot.

When was 245 River Rd W, Berlin, MA built?

245 River Rd W, Berlin, MA was built in 2016, making it 10 years old. It is a cape cod home. The building has 2 stories.

What schools serve 245 River Rd W, Berlin, MA?

245 River Rd W, Berlin, MA is assigned to Berlin Memorial School (elementary), rated B+; Tahanto Regional High School (middle), rated A-. All sit in Berlin-Boylston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 River Rd W, Berlin, MA compare to other homes in Berlin 01503?

Among the 1,215 homes in Berlin 01503, it is worth more than 85% of them ($964,593 against a typical $647,070), its price per square foot is higher than 36% of them ($323 against a typical $345), it is bigger than 81% of them (2,987 ft² against a typical 1,987 ft²), its lot is bigger than 73% of them (3.35 ac against a typical 1.88 ac) and it is newer than 87% of them (2016 against a typical 1986). Measured against all of Worcester County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 River Rd W, Berlin, MA?

The 2025 property tax bill for 245 River Rd W, Berlin, MA was $12,594. The county assessed it at $887,500.

Closest homes

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Assigned schools

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