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Single Family ResidenceResidential
$458,183$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

245C ROSS HILL RD

CHARLESTOWN, RI 02813
2
Beds
1
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$458K
$412K low$504K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$432,183
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$345,746
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,000
WASHINGTON TRUST CO · recorded Mar 18, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,069 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$154,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.80
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chariho Regional Middle SchoolB
Middle · Grades 5–8 · 5.5 mi
H
Chariho High SchoolA+
High · Grades 9–12 · 5.7 mi
E
Charlestown Elementary SchoolA
Elementary · Grades KG–4 · 6.5 mi

District: Chariho Regional School District

Neighborhood · ZIP 02813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,379
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,389
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245c Ross Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Charlestown 02813
  • Smaller than 80% of homes in Washington County
  • Has a bigger lot than 65% of homes in Washington County
  • Older than 92% of homes in Charlestown 02813

What homes are worth in Charlestown 02813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$3.7M

This home is worth more than 12% of homes in Charlestown 02813.

How it measures up in Charlestown 02813

The dot is this home. The mark in the middle is the typical home in Charlestown 02813.

Estimated value$458,183
CheaperTypical $751,907Pricier

Pricier than 12% of homes nearby

Price per ft²$420
CheaperTypical $473Pricier

Pricier than 37% of homes nearby

Living area1,092 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.8 ac
SmallerTypical 0.91 acBigger

Bigger than 43% of homes nearby

Year built1940
OlderTypical 1984Newer

Newer than 8% of homes nearby

How 245c Ross Hill Rd ranks against every home in each area.
MeasureThis homeCharlestown 02813Washington County
Estimated valuepricier than$458,18312% of homes16% of homes
Price per ft²pricier than$42037% of homes51% of homes
Living areabigger than1,092 ft²27% of homes20% of homes
Lot sizebigger than0.8 ac43% of homes65% of homes
Year builtnewer than19408% of homes14% of homes

About 245c Ross Hill Rd

How much is 245c Ross Hill Rd, Charlestown, RI worth?

The TopHap Estimate for 245c Ross Hill Rd, Charlestown, RI is $458,183 as of Jul 14, 2026. The likely range is $412,065 to $504,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245c Ross Hill Rd, Charlestown, RI last sell?

245c Ross Hill Rd, Charlestown, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 245c Ross Hill Rd, Charlestown, RI?

245c Ross Hill Rd, Charlestown, RI has 2 bedrooms, 1 bathrooms, 1,092 square feet of living space and a 0.80-acre lot.

When was 245c Ross Hill Rd, Charlestown, RI built?

245c Ross Hill Rd, Charlestown, RI was built in 1940, making it 86 years old. It is a conventional home. The building has 2 stories.

What schools serve 245c Ross Hill Rd, Charlestown, RI?

245c Ross Hill Rd, Charlestown, RI is assigned to Chariho Regional Middle School (middle), rated B; Chariho High School (high), rated A+; Charlestown Elementary School (elementary), rated A. All sit in Chariho Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245c Ross Hill Rd, Charlestown, RI compare to other homes in Charlestown 02813?

Among the 5,227 homes in Charlestown 02813, it is worth more than 12% of them ($458,183 against a typical $751,907), its price per square foot is higher than 37% of them ($420 against a typical $473), it is bigger than 27% of them (1,092 ft² against a typical 1,538 ft²), its lot is bigger than 43% of them (0.8 ac against a typical 0.91 ac) and it is newer than 8% of them (1940 against a typical 1984). Measured against all of Washington County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245c Ross Hill Rd, Charlestown, RI?

The 2025 property tax bill for 245c Ross Hill Rd, Charlestown, RI was $2,069. The county assessed it at $348,900.

Closest homes

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Assigned schools

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