Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$388,717$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $281,990 on Aug 20, 2020

249 PATCHWORK DR

STEPHENSON, VA 22656
3
Beds
3 / 2
Baths
1,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$389K
$377K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$281,990 · Aug 20, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,242
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,594
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$288,475
MCLEAN MORTGAGE CORPORATION · recorded Aug 20, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$57,000
PLANET HOME LENDING LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,870 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$352,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$284,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$352,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyFREDERICK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2024
Lot (acres)The size of the land the home sits on, from county records.0.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jordan Springs Elementary SchoolC+
Elementary · Grades PK–5 · 0.9 mi
H
James Wood High SchoolB-
High · Grades 9–12 · 5.1 mi
M
James Wood Middle SchoolD+
Middle · Grades 6–8 · 5.6 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.521 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,464
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

249 Patchwork Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Stephenson 22656
  • Costs more per square foot than 67% of homes in Stephenson 22656
  • Smaller than 72% of homes in Stephenson 22656
  • Has a smaller lot than 92% of homes in Frederick County
  • Newer than 89% of homes in Frederick County

What homes are worth in Stephenson 22656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$771K

This home is worth more than 27% of homes in Stephenson 22656.

How it measures up in Stephenson 22656

The dot is this home. The mark in the middle is the typical home in Stephenson 22656.

Estimated value$388,717
CheaperTypical $490,286Pricier

Pricier than 27% of homes nearby

Price per ft²$252
CheaperTypical $234Pricier

Pricier than 67% of homes nearby

Living area1,540 ft²
SmallerTypical 1,947 ft²Bigger

Bigger than 28% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.18 acBigger

Bigger than 19% of homes nearby

Year built2019
OlderTypical 2016Newer

Newer than 74% of homes nearby

How 249 Patchwork Dr ranks against every home in each area.
MeasureThis homeStephenson 22656Frederick County
Estimated valuepricier than$388,71727% of homes40% of homes
Price per ft²pricier than$25267% of homes56% of homes
Living areabigger than1,540 ft²28% of homes42% of homes
Lot sizebigger than3,049 ft²19% of homes8% of homes
Year builtnewer than201974% of homes89% of homes

About 249 Patchwork Dr

How much is 249 Patchwork Dr, Stephenson, VA worth?

The TopHap Estimate for 249 Patchwork Dr, Stephenson, VA is $388,717 as of Jul 14, 2026. The likely range is $377,441 to $399,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 249 Patchwork Dr, Stephenson, VA last sell?

249 Patchwork Dr, Stephenson, VA last sold on Aug 20, 2020 for $281,990, according to the county's recorded deed.

How big is 249 Patchwork Dr, Stephenson, VA?

249 Patchwork Dr, Stephenson, VA has 3 bedrooms, 3 bathrooms, 1,540 square feet of living space and a 0.07-acre lot.

When was 249 Patchwork Dr, Stephenson, VA built?

249 Patchwork Dr, Stephenson, VA was built in 2019, making it 7 years old. It is a townhouse home. The building has 2 stories.

What schools serve 249 Patchwork Dr, Stephenson, VA?

249 Patchwork Dr, Stephenson, VA is assigned to Jordan Springs Elementary School (elementary), rated C+; James Wood High School (high), rated B-; James Wood Middle School (middle), rated D+. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 249 Patchwork Dr, Stephenson, VA compare to other homes in Stephenson 22656?

Among the 2,293 homes in Stephenson 22656, it is worth more than 27% of them ($388,717 against a typical $490,286), its price per square foot is higher than 67% of them ($252 against a typical $234), it is bigger than 28% of them (1,540 ft² against a typical 1,947 ft²), its lot is bigger than 19% of them (3,049 ft² against a typical 0.18 ac) and it is newer than 74% of them (2019 against a typical 2016). Measured against all of Frederick County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 249 Patchwork Dr, Stephenson, VA?

The 2026 property tax bill for 249 Patchwork Dr, Stephenson, VA was $1,870. The county assessed it at $352,800.

Closest homes

More homes in Stephenson 22656

Assigned schools

Explore the area

See this home in context

Open 249 Patchwork Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map