Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$172,852$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $178,400 on Feb 21, 2024

249 RAY ST

MONTROSE, MI 48457
4
Beds
1.5
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$173K
$157K low$189K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$178,400 · Feb 21, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hillmccloy High SchoolB+
High · Grades 8–12 · 0.1 mi
M
Kuehnhaven Middle SchoolB-
Middle · Grades 4–8 · 0.1 mi
E
Carter Elementary SchoolB+
Elementary · Grades PK–4 · 0.2 mi

District: Montrose Community Schools

Neighborhood · ZIP 48457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.8,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,753
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,740
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

249 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Montrose 48457
  • Costs less per square foot than 70% of homes in Montrose 48457
  • Has a smaller lot than 92% of homes in Montrose 48457
  • Newer than 73% of homes in Genesee County

What homes are worth in Montrose 48457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$427K

This home is worth more than 35% of homes in Montrose 48457.

How it measures up in Montrose 48457

The dot is this home. The mark in the middle is the typical home in Montrose 48457.

Estimated value$172,852
CheaperTypical $201,206Pricier

Pricier than 35% of homes nearby

Price per ft²$123
CheaperTypical $143Pricier

Pricier than 30% of homes nearby

Living area1,408 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.21 ac
SmallerTypical 1.64 acBigger

Bigger than 8% of homes nearby

Year built1979
OlderTypical 1972Newer

Newer than 69% of homes nearby

How 249 Ray St ranks against every home in each area.
MeasureThis homeMontrose 48457Genesee County
Estimated valuepricier than$172,85235% of homes48% of homes
Price per ft²pricier than$12330% of homes44% of homes
Living areabigger than1,408 ft²47% of homes54% of homes
Lot sizebigger than0.21 ac8% of homes35% of homes
Year builtnewer than197969% of homes73% of homes

About 249 Ray St

How much is 249 Ray St, Montrose, MI worth?

The TopHap Estimate for 249 Ray St, Montrose, MI is $172,852 as of Aug 30, 2026. The likely range is $156,692 to $189,012. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 249 Ray St, Montrose, MI last sell?

249 Ray St, Montrose, MI last sold on Feb 21, 2024 for $178,400, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 249 Ray St, Montrose, MI?

249 Ray St, Montrose, MI has 4 bedrooms, 1.5 bathrooms, 1,408 square feet of living space and a 0.21-acre lot.

When was 249 Ray St, Montrose, MI built?

249 Ray St, Montrose, MI was built in 1979, making it 47 years old. The building has 3 stories.

What schools serve 249 Ray St, Montrose, MI?

249 Ray St, Montrose, MI is assigned to Hillmccloy High School (high), rated B+; Kuehnhaven Middle School (middle), rated B-; Carter Elementary School (elementary), rated B+. All sit in Montrose Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 249 Ray St, Montrose, MI compare to other homes in Montrose 48457?

Among the 2,757 homes in Montrose 48457, it is worth more than 35% of them ($172,852 against a typical $201,206), its price per square foot is higher than 30% of them ($123 against a typical $143), it is bigger than 47% of them (1,408 ft² against a typical 1,456 ft²), its lot is bigger than 8% of them (0.21 ac against a typical 1.64 ac) and it is newer than 69% of them (1979 against a typical 1972). Measured against all of Genesee County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 249 Ray St, Montrose, MI?

The 2025 property tax bill for 249 Ray St, Montrose, MI was $2,607. The county assessed it at $73,500.

More homes on Ray St

Closest homes

More homes in Montrose 48457

Assigned schools

Explore the area

See this home in context

Open 249 Ray St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map