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Single Family ResidenceResidential
$191,448$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $104,000 on Aug 9, 2017

281 RAY ST

MONTROSE, MI 48457
3
Beds
1.5
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$191K
$181K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$104,000 · Aug 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,297 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kuehnhaven Middle SchoolB-
Middle · Grades 4–8 · 0.1 mi
H
Hillmccloy High SchoolB+
High · Grades 8–12 · 0.2 mi
E
Carter Elementary SchoolB+
Elementary · Grades PK–4 · 0.3 mi

District: Montrose Community Schools

Neighborhood · ZIP 48457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.8,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,753
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,740
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 80% of homes in Montrose 48457
  • Newer than 73% of homes in Genesee County

What homes are worth in Montrose 48457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$422K

This home is worth more than 46% of homes in Montrose 48457.

How it measures up in Montrose 48457

The dot is this home. The mark in the middle is the typical home in Montrose 48457.

Estimated value$191,448
CheaperTypical $199,280Pricier

Pricier than 46% of homes nearby

Price per ft²$137
CheaperTypical $140Pricier

Pricier than 46% of homes nearby

Living area1,396 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.49 ac
SmallerTypical 1.65 acBigger

Bigger than 20% of homes nearby

Year built1981
OlderTypical 1972Newer

Newer than 70% of homes nearby

How 281 Ray St ranks against every home in each area.
MeasureThis homeMontrose 48457Genesee County
Estimated valuepricier than$191,44846% of homes52% of homes
Price per ft²pricier than$13746% of homes51% of homes
Living areabigger than1,396 ft²46% of homes53% of homes
Lot sizebigger than0.49 ac20% of homes66% of homes
Year builtnewer than198170% of homes73% of homes

About 281 Ray St

How much is 281 Ray St, Montrose, MI worth?

The TopHap Estimate for 281 Ray St, Montrose, MI is $191,448 as of Sep 24, 2026. The likely range is $180,521 to $202,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 281 Ray St, Montrose, MI last sell?

281 Ray St, Montrose, MI last sold on Aug 9, 2017 for $104,000, according to the county's recorded deed.

How big is 281 Ray St, Montrose, MI?

281 Ray St, Montrose, MI has 3 bedrooms, 1.5 bathrooms, 1,396 square feet of living space and a 0.49-acre lot.

When was 281 Ray St, Montrose, MI built?

281 Ray St, Montrose, MI was built in 1981, making it 45 years old. It is a ranch home. The building has 1 story.

What schools serve 281 Ray St, Montrose, MI?

281 Ray St, Montrose, MI is assigned to Kuehnhaven Middle School (middle), rated B-; Hillmccloy High School (high), rated B+; Carter Elementary School (elementary), rated B+. All sit in Montrose Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 281 Ray St, Montrose, MI compare to other homes in Montrose 48457?

Among the 2,777 homes in Montrose 48457, it is worth more than 46% of them ($191,448 against a typical $199,280), its price per square foot is higher than 46% of them ($137 against a typical $140), it is bigger than 46% of them (1,396 ft² against a typical 1,456 ft²), its lot is bigger than 20% of them (0.49 ac against a typical 1.65 ac) and it is newer than 70% of them (1981 against a typical 1972). Measured against all of Genesee County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 Ray St, Montrose, MI?

The 2025 property tax bill for 281 Ray St, Montrose, MI was $4,297. The county assessed it at $116,400.

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