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Single Family ResidenceResidential
$3,170,000$426 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Aug 31, 2020

2497 RIDGECREST CIR

HIAWASSEE, GA 30546
6
Baths
7,448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.2M
$2.7M low$3.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Aug 31, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,627,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,301,600
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,543,000
IMPECCABLE LENDING · recorded Apr 26, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,870 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,012,282 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$243,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$769,282
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$901,056
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,530,704

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTowns
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Porch · 286 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Towns County Elementary SchoolB
Elementary · Grades PK–5 · 4.8 mi
H
Towns County High SchoolA-
High · Grades 9–12 · 4.9 mi
M
Towns County Middle SchoolA
Middle · Grades 6–8 · 4.9 mi

District: Towns County School District

Neighborhood · ZIP 30546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,125
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2497 Ridgecrest Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Hiawassee 30546
  • Costs more per square foot than 96% of homes in Towns County
  • Among the largest homes in Hiawassee 30546
  • Has a smaller lot than 78% of homes in Towns County
  • Newer than 97% of homes in Hiawassee 30546

What homes are worth in Hiawassee 30546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$1.5M

This home is worth more than almost all homes in Hiawassee 30546.

How it measures up in Hiawassee 30546

The dot is this home. The mark in the middle is the typical home in Hiawassee 30546.

Estimated value$3,170,000
CheaperTypical $380,301Pricier

Pricier than almost all homes nearby

Price per ft²$426
CheaperTypical $221Pricier

Pricier than 95% of homes nearby

Living area7,448 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than almost all homes nearby

Lot size0.5 ac
SmallerTypical 0.94 acBigger

Bigger than 26% of homes nearby

Year built2021
OlderTypical 1995Newer

Newer than 97% of homes nearby

How 2497 Ridgecrest Cir ranks against every home in each area.
MeasureThis homeHiawassee 30546Towns County
Estimated valuepricier than$3,170,000almost all homesalmost all homes
Price per ft²pricier than$42695% of homes96% of homes
Living areabigger than7,448 ft²almost all homesalmost all homes
Lot sizebigger than0.5 ac26% of homes22% of homes
Year builtnewer than202197% of homes97% of homes

About 2497 Ridgecrest Cir

How much is 2497 Ridgecrest Cir, Hiawassee, GA worth?

The TopHap Estimate for 2497 Ridgecrest Cir, Hiawassee, GA is $3,170,000 as of Jul 14, 2026. The likely range is $2,686,553 to $3,653,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2497 Ridgecrest Cir, Hiawassee, GA last sell?

2497 Ridgecrest Cir, Hiawassee, GA last sold on Aug 31, 2020 for $460,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2497 Ridgecrest Cir, Hiawassee, GA?

2497 Ridgecrest Cir, Hiawassee, GA has 6 bathrooms, 7,448 square feet of living space and a 0.50-acre lot.

When was 2497 Ridgecrest Cir, Hiawassee, GA built?

2497 Ridgecrest Cir, Hiawassee, GA was built in 2021, making it 5 years old. The building has 2 stories.

What schools serve 2497 Ridgecrest Cir, Hiawassee, GA?

2497 Ridgecrest Cir, Hiawassee, GA is assigned to Towns County Elementary School (elementary), rated B; Towns County High School (high), rated A-; Towns County Middle School (middle), rated A. All sit in Towns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2497 Ridgecrest Cir, Hiawassee, GA compare to other homes in Hiawassee 30546?

Among the 6,164 homes in Hiawassee 30546, it is worth more than almost all of them ($3,170,000 against a typical $380,301), its price per square foot is higher than 95% of them ($426 against a typical $221), it is bigger than almost all of them (7,448 ft² against a typical 1,784 ft²), its lot is bigger than 26% of them (0.5 ac against a typical 0.94 ac) and it is newer than 97% of them (2021 against a typical 1995). Measured against all of Towns County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2497 Ridgecrest Cir, Hiawassee, GA?

The 2024 property tax bill for 2497 Ridgecrest Cir, Hiawassee, GA was $10,870. The county assessed it at $1,012,282.

Closest homes

More homes in Hiawassee 30546

Assigned schools

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