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Single Family ResidenceResidential
$1,647,836$1,216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2530 RUBY CT

SHELL BEACH, CA 93449
3
Beds
2
Baths
1,355 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.6M
$1.5M low$1.8M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,297,836
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,038,269
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
IRWIN MORTGAGE CORP · recorded May 17, 2001
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
IRWIN MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,433 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,336 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,406
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,213

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
85
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN LUIS OBISPO
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shell Beach Elementary SchoolA+
Elementary · Grades KG–6 · 0.3 mi
M
Judkins Middle SchoolB-
Middle · Grades 7–8 · 2.8 mi
H
Arroyo Grande High SchoolA
High · Grades 9–12 · 6.7 mi

District: Lucia Mar Unified School District

Neighborhood · ZIP 93449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.335

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.578 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,627
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2530 Ruby Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in San Luis Obispo County
  • Costs more per square foot than 98% of homes in San Luis Obispo County
  • Smaller than 70% of homes in Pismo Beach 93449
  • Has a bigger lot than 82% of homes in Pismo Beach 93449

What homes are worth in Pismo Beach 93449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$610K$4.1M

This home is worth more than 59% of homes in Pismo Beach 93449.

How it measures up in Pismo Beach 93449

The dot is this home. The mark in the middle is the typical home in Pismo Beach 93449.

Estimated value$1,647,836
CheaperTypical $1,517,040Pricier

Pricier than 59% of homes nearby

Price per ft²$1216
CheaperTypical $888Pricier

Pricier than 80% of homes nearby

Living area1,355 ft²
SmallerTypical 1,681 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.17 ac
SmallerTypical 0.11 acBigger

Bigger than 82% of homes nearby

How 2530 Ruby Ct ranks against every home in each area.
MeasureThis homePismo Beach 93449San Luis Obispo County
Estimated valuepricier than$1,647,83659% of homes90% of homes
Price per ft²pricier than$121680% of homes98% of homes
Living areabigger than1,355 ft²30% of homes30% of homes
Lot sizebigger than0.17 ac82% of homes53% of homes

About 2530 Ruby Ct

How much is 2530 Ruby Ct, Shell Beach, CA worth?

The TopHap Estimate for 2530 Ruby Ct, Shell Beach, CA is $1,647,836 as of Jul 14, 2026. The likely range is $1,466,664 to $1,829,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2530 Ruby Ct, Shell Beach, CA last sell?

2530 Ruby Ct, Shell Beach, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2530 Ruby Ct, Shell Beach, CA?

2530 Ruby Ct, Shell Beach, CA has 3 bedrooms, 2 bathrooms, 1,355 square feet of living space and a 0.17-acre lot.

What schools serve 2530 Ruby Ct, Shell Beach, CA?

2530 Ruby Ct, Shell Beach, CA is assigned to Shell Beach Elementary School (elementary), rated A+; Judkins Middle School (middle), rated B-; Arroyo Grande High School (high), rated A. All sit in Lucia Mar Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2530 Ruby Ct, Shell Beach, CA compare to other homes in Pismo Beach 93449?

Among the 6,048 homes in Pismo Beach 93449, it is worth more than 59% of them ($1,647,836 against a typical $1,517,040), its price per square foot is higher than 80% of them ($1216 against a typical $888), it is bigger than 30% of them (1,355 ft² against a typical 1,681 ft²) and its lot is bigger than 82% of them (0.17 ac against a typical 0.11 ac). Measured against all of San Luis Obispo County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2530 Ruby Ct, Shell Beach, CA?

The 2025 property tax bill for 2530 Ruby Ct, Shell Beach, CA was $3,433. The county assessed it at $312,336.

Closest homes

More homes in Shell Beach 93449

Assigned schools

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