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Single Family ResidenceResidential
$441,627$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2540 SPRING RIDGE DR

BILOXI, MS 39531
3
Beds
1
Baths
3,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$442K
$415K low$468K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$371,627
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$297,302
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
TRUSTMARK NATIONAL BANK · recorded Jun 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,006 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,006
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,063

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarrison
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 220 ft²Patio · 220 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Popp's Ferry Elementary SchoolC-
Elementary · Grades KG–4 · 0.8 mi
M
Biloxi Junior High SchoolA
Middle · Grades 7–8 · 3.0 mi
H
Biloxi High SchoolA
High · Grades 9–12 · 3.0 mi

District: Biloxi Public School District

Neighborhood · ZIP 39531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,576
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2540 Spring Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Harrison County
  • Costs more per square foot than 67% of homes in Harrison County
  • Bigger than 91% of homes in Harrison County
  • Newer than 70% of homes in Biloxi 39531

What homes are worth in Biloxi 39531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$784K

This home is worth more than 86% of homes in Biloxi 39531.

How it measures up in Biloxi 39531

The dot is this home. The mark in the middle is the typical home in Biloxi 39531.

Estimated value$441,627
CheaperTypical $214,127Pricier

Pricier than 86% of homes nearby

Price per ft²$138
CheaperTypical $126Pricier

Pricier than 60% of homes nearby

Living area3,210 ft²
SmallerTypical 1,643 ft²Bigger

Bigger than 90% of homes nearby

Year built1992
OlderTypical 1970Newer

Newer than 70% of homes nearby

How 2540 Spring Ridge Dr ranks against every home in each area.
MeasureThis homeBiloxi 39531Harrison County
Estimated valuepricier than$441,62786% of homes89% of homes
Price per ft²pricier than$13860% of homes67% of homes
Living areabigger than3,210 ft²90% of homes91% of homes
Year builtnewer than199270% of homes50% of homes

About 2540 Spring Ridge Dr

How much is 2540 Spring Ridge Dr, Biloxi, MS worth?

The TopHap Estimate for 2540 Spring Ridge Dr, Biloxi, MS is $441,627 as of Jul 14, 2026. The likely range is $414,756 to $468,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2540 Spring Ridge Dr, Biloxi, MS?

2540 Spring Ridge Dr, Biloxi, MS has 3 bedrooms, 1 bathrooms and 3,210 square feet of living space.

When was 2540 Spring Ridge Dr, Biloxi, MS built?

2540 Spring Ridge Dr, Biloxi, MS was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 2540 Spring Ridge Dr, Biloxi, MS?

2540 Spring Ridge Dr, Biloxi, MS is assigned to Popp's Ferry Elementary School (elementary), rated C-; Biloxi Junior High School (middle), rated A; Biloxi High School (high), rated A. All sit in Biloxi Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2540 Spring Ridge Dr, Biloxi, MS compare to other homes in Biloxi 39531?

Among the 4,760 homes in Biloxi 39531, it is worth more than 86% of them ($441,627 against a typical $214,127), its price per square foot is higher than 60% of them ($138 against a typical $126), it is bigger than 90% of them (3,210 ft² against a typical 1,643 ft²) and it is newer than 70% of them (1992 against a typical 1970). Measured against all of Harrison County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2540 Spring Ridge Dr, Biloxi, MS?

The 2025 property tax bill for 2540 Spring Ridge Dr, Biloxi, MS was $1,982. The county assessed it at $27,006.

Closest homes

More homes in Biloxi 39531

Assigned schools

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