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Single Family ResidenceResidential
$439,962$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $549,777 on Apr 26, 2007

257 E RIDGEWAY RD

COMMERCE, GA 30529
4
Beds
3
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$440K
$415K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$549,777 · Apr 26, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,962
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,970
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
SUNTRUST BANK · recorded Apr 30, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,729 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,299 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$174,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,219
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,307
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,248

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.112 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBanks
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.9.88
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Banks County Middle SchoolB+
Middle · Grades 6–8 · 3.9 mi
H
Banks County High SchoolB
High · Grades 9–12 · 4.0 mi
E
Banks County Primary School
Elementary · Grades KG–2 · 5.6 mi

District: Banks County School District

Neighborhood · ZIP 30529These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,404
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,741
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

257 E Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Commerce 30529
  • Costs more per square foot than 69% of homes in Commerce 30529
  • Bigger than 84% of homes in Commerce 30529
  • Has a bigger lot than 95% of homes in Commerce 30529
  • Older than 75% of homes in Banks County

What homes are worth in Commerce 30529

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$801K

This home is worth more than 87% of homes in Commerce 30529.

How it measures up in Commerce 30529

The dot is this home. The mark in the middle is the typical home in Commerce 30529.

Estimated value$439,962
CheaperTypical $301,899Pricier

Pricier than 87% of homes nearby

Price per ft²$191
CheaperTypical $178Pricier

Pricier than 69% of homes nearby

Living area2,304 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 84% of homes nearby

Lot size9.88 ac
SmallerTypical 0.75 acBigger

Bigger than 95% of homes nearby

Year built1976
OlderTypical 1994Newer

Newer than 32% of homes nearby

How 257 E Ridgeway Rd ranks against every home in each area.
MeasureThis homeCommerce 30529Banks County
Estimated valuepricier than$439,96287% of homes74% of homes
Price per ft²pricier than$19169% of homes44% of homes
Living areabigger than2,304 ft²84% of homes82% of homes
Lot sizebigger than9.88 ac95% of homes81% of homes
Year builtnewer than197632% of homes25% of homes

About 257 E Ridgeway Rd

How much is 257 E Ridgeway Rd, Commerce, GA worth?

The TopHap Estimate for 257 E Ridgeway Rd, Commerce, GA is $439,962 as of Jul 14, 2026. The likely range is $414,904 to $465,020. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 257 E Ridgeway Rd, Commerce, GA last sell?

257 E Ridgeway Rd, Commerce, GA last sold on Apr 26, 2007 for $549,777, according to the county's recorded deed.

How big is 257 E Ridgeway Rd, Commerce, GA?

257 E Ridgeway Rd, Commerce, GA has 4 bedrooms, 3 bathrooms, 2,304 square feet of living space and a 9.88-acre lot.

When was 257 E Ridgeway Rd, Commerce, GA built?

257 E Ridgeway Rd, Commerce, GA was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

What schools serve 257 E Ridgeway Rd, Commerce, GA?

257 E Ridgeway Rd, Commerce, GA is assigned to Banks County Middle School (middle), rated B+; Banks County High School (high), rated B; Banks County Primary School (elementary). All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 257 E Ridgeway Rd, Commerce, GA compare to other homes in Commerce 30529?

Among the 4,745 homes in Commerce 30529, it is worth more than 87% of them ($439,962 against a typical $301,899), its price per square foot is higher than 69% of them ($191 against a typical $178), it is bigger than 84% of them (2,304 ft² against a typical 1,620 ft²), its lot is bigger than 95% of them (9.88 ac against a typical 0.75 ac) and it is newer than 32% of them (1976 against a typical 1994). Measured against all of Banks County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 257 E Ridgeway Rd, Commerce, GA?

The 2025 property tax bill for 257 E Ridgeway Rd, Commerce, GA was $3,729. The county assessed it at $195,299.

Closest homes

More homes in Commerce 30529

Assigned schools

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