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Single Family ResidenceResidential
$109,067$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $95,000 on Sep 10, 2021

2574 COUNTY ROUTE 7

OSWEGO, NY 13126
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$109K
$98K low$120K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Sep 10, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,067
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,654
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,000
COMMUNITY BANK NA · recorded Jan 31, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,079 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$138,689

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOswego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oswego High SchoolD+
High · Grades 9–12 · 1.3 mi
M
Oswego Middle SchoolB
Middle · Grades 7–8 · 1.6 mi
E
Kingsford Park Elementary SchoolB
Elementary · Grades PK–6 · 1.6 mi

District: Oswego City School District

Neighborhood · ZIP 13126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,399
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,623
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,556
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2574 County Route 7 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Oswego County
  • Smaller than 90% of homes in Oswego 13126
  • Newer than 67% of homes in Oswego 13126

What homes are worth in Oswego 13126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$434K

This home is worth more than 22% of homes in Oswego 13126.

How it measures up in Oswego 13126

The dot is this home. The mark in the middle is the typical home in Oswego 13126.

Estimated value$109,067
CheaperTypical $163,337Pricier

Pricier than 22% of homes nearby

Price per ft²$114
CheaperTypical $104Pricier

Pricier than 58% of homes nearby

Living area960 ft²
SmallerTypical 1,533 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.92 ac
SmallerTypical 0.4 acBigger

Bigger than 64% of homes nearby

Year built1972
OlderTypical 1946Newer

Newer than 67% of homes nearby

How 2574 County Route 7 ranks against every home in each area.
MeasureThis homeOswego 13126Oswego County
Estimated valuepricier than$109,06722% of homes17% of homes
Price per ft²pricier than$11458% of homes46% of homes
Living areabigger than960 ft²10% of homes14% of homes
Lot sizebigger than0.92 ac64% of homes45% of homes
Year builtnewer than197267% of homes55% of homes

About 2574 County Route 7

How much is 2574 County Route 7, Oswego, NY worth?

The TopHap Estimate for 2574 County Route 7, Oswego, NY is $109,067 as of Jul 14, 2026. The likely range is $98,160 to $119,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2574 County Route 7, Oswego, NY last sell?

2574 County Route 7, Oswego, NY last sold on Sep 10, 2021 for $95,000, according to the county's recorded deed.

How big is 2574 County Route 7, Oswego, NY?

2574 County Route 7, Oswego, NY has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.92-acre lot.

When was 2574 County Route 7, Oswego, NY built?

2574 County Route 7, Oswego, NY was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 2574 County Route 7, Oswego, NY?

2574 County Route 7, Oswego, NY is assigned to Oswego High School (high), rated D+; Oswego Middle School (middle), rated B; Kingsford Park Elementary School (elementary), rated B. All sit in Oswego City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2574 County Route 7, Oswego, NY compare to other homes in Oswego 13126?

Among the 11,486 homes in Oswego 13126, it is worth more than 22% of them ($109,067 against a typical $163,337), its price per square foot is higher than 58% of them ($114 against a typical $104), it is bigger than 10% of them (960 ft² against a typical 1,533 ft²), its lot is bigger than 64% of them (0.92 ac against a typical 0.4 ac) and it is newer than 67% of them (1972 against a typical 1946). Measured against all of Oswego County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2574 County Route 7, Oswego, NY?

The 2024 property tax bill for 2574 County Route 7, Oswego, NY was $3,079. The county assessed it at $84,600.

Closest homes

More homes in Oswego 13126

Assigned schools

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