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Single Family ResidentialResidential
$348,496$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2575 RIVER RD

MOUNT STERLING, MO 65062
3
Beds
3
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$348K
$323K low$374K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$317,196
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$253,757
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.8%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$31,300
MERS · recorded Jun 22, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,421 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,280 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,580

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyGasconade

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Owensville High SchoolC
High · Grades 9–12 · 11.7 mi
M
Owensville Middle SchoolC
Middle · Grades 6–8 · 11.8 mi
E
Owensville Elementary SchoolD
Elementary · Grades PK–5 · 11.9 mi

District: Gasconade County R-Ii School District

Neighborhood · ZIP 65062These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.100
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,948
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2575 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in Gasconade County
  • Newer than 79% of homes in Gasconade County

What homes are worth in Gasconade County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$784K

This home is worth more than 78% of homes in Gasconade County.

How it measures up in Gasconade County

The dot is this home. The mark in the middle is the typical home in Gasconade County.

Estimated value$348,496
CheaperTypical $279,019Pricier

Pricier than 64% of homes nearby

Price per ft²$296
CheaperTypical $224Pricier

Pricier than 74% of homes nearby

Living area1,176 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 46% of homes nearby

Year built1998
OlderTypical 1972Newer

Newer than 79% of homes nearby

How 2575 River Rd ranks against every home in each area.
MeasureThis homeGasconade County
Estimated valuepricier than$348,49664% of homes
Price per ft²pricier than$29674% of homes
Living areabigger than1,176 ft²46% of homes
Year builtnewer than199879% of homes

About 2575 River Rd

How much is 2575 River Rd, Mount Sterling, MO worth?

The TopHap Estimate for 2575 River Rd, Mount Sterling, MO is $348,496 as of Jul 14, 2026. The likely range is $323,131 to $373,861. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2575 River Rd, Mount Sterling, MO last sell?

2575 River Rd, Mount Sterling, MO last sold on Jan 24, 2016, according to the county's recorded deed.

How big is 2575 River Rd, Mount Sterling, MO?

2575 River Rd, Mount Sterling, MO has 3 bedrooms, 3 bathrooms and 1,176 square feet of living space.

When was 2575 River Rd, Mount Sterling, MO built?

2575 River Rd, Mount Sterling, MO was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 2575 River Rd, Mount Sterling, MO?

2575 River Rd, Mount Sterling, MO is assigned to Owensville High School (high), rated C; Owensville Middle School (middle), rated C; Owensville Elementary School (elementary), rated D. All sit in Gasconade County R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2575 River Rd, Mount Sterling, MO compare to other homes in Gasconade County?

Among the 7,142 homes in Gasconade County, it is worth more than 64% of them ($348,496 against a typical $279,019), its price per square foot is higher than 74% of them ($296 against a typical $224), it is bigger than 46% of them (1,176 ft² against a typical 1,216 ft²) and it is newer than 79% of them (1998 against a typical 1972). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2575 River Rd, Mount Sterling, MO?

The 2025 property tax bill for 2575 River Rd, Mount Sterling, MO was $1,421. The county assessed it at $27,280.

Closest homes

More homes in Mount Sterling 65062

Assigned schools

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See this home in context

Open 2575 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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