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Single Family ResidentialResidential
$88,063
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2602 INDIAN RIDGE RD

CLAY CITY, IL 62824
0
Baths
4.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.

Valuation

$88K
$68K low$108K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,972
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,578
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,091
THE FLORA BANKING CO · recorded Oct 3, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$550 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,163 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,866
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,297
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,886
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,489

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.4.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Floyd Henson Jr High SchoolA-
Middle · Grades 6–8 · 3.3 mi
E
Flora Elementary SchoolB
Elementary · Grades PK–5 · 4.2 mi
H
Flora High SchoolB-
High · Grades 9–12 · 4.5 mi

District: Flora Community Unit School District 35

Neighborhood · ZIP 62824These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.183

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,532
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,144
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,815
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2602 Indian Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Clay County
  • Has a bigger lot than 67% of homes in Clay City 62824
  • Newer than 85% of homes in Clay City 62824

What homes are worth in Clay City 62824

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$213K

This home is worth more than 58% of homes in Clay City 62824.

How it measures up in Clay City 62824

The dot is this home. The mark in the middle is the typical home in Clay City 62824.

Estimated value$88,063
CheaperTypical $71,623Pricier

Pricier than 58% of homes nearby

Lot size4.3 ac
SmallerTypical 1.07 acBigger

Bigger than 67% of homes nearby

Year built1995
OlderTypical 1958Newer

Newer than 85% of homes nearby

How 2602 Indian Ridge Rd ranks against every home in each area.
MeasureThis homeClay City 62824Clay County
Estimated valuepricier than$88,06358% of homes65% of homes
Lot sizebigger than4.3 ac67% of homes66% of homes
Year builtnewer than199585% of homes84% of homes

About 2602 Indian Ridge Rd

How much is 2602 Indian Ridge Rd, Clay City, IL worth?

The TopHap Estimate for 2602 Indian Ridge Rd, Clay City, IL is $88,063 as of Jul 14, 2026. The likely range is $68,155 to $107,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2602 Indian Ridge Rd, Clay City, IL last sell?

2602 Indian Ridge Rd, Clay City, IL last sold on Jan 1, 1900, according to the county's recorded deed.

When was 2602 Indian Ridge Rd, Clay City, IL built?

2602 Indian Ridge Rd, Clay City, IL was built in 1995, making it 31 years old.

What schools serve 2602 Indian Ridge Rd, Clay City, IL?

2602 Indian Ridge Rd, Clay City, IL is assigned to Floyd Henson Jr High School (middle), rated A-; Flora Elementary School (elementary), rated B; Flora High School (high), rated B-. All sit in Flora Community Unit School District 35. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2602 Indian Ridge Rd, Clay City, IL compare to other homes in Clay City 62824?

Among the 883 homes in Clay City 62824, it is worth more than 58% of them ($88,063 against a typical $71,623), its lot is bigger than 67% of them (4.3 ac against a typical 1.07 ac) and it is newer than 85% of them (1995 against a typical 1958). Measured against all of Clay County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2602 Indian Ridge Rd, Clay City, IL?

The 2024 property tax bill for 2602 Indian Ridge Rd, Clay City, IL was $550. The county assessed it at $22,163.

Closest homes

More homes in Clay City 62824

Assigned schools

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