Single Family ResidenceResidential
$987,781$383 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $510,000 on Mar 2, 2012
2630 AMERICAN RIVER DR
SACRAMENTO, CA 95864
4
Beds
3
Baths
2,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Valuation
$988K
$872K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$510,000 · Mar 2, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,588
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$377,484
UNITED WHOLESALE MORTGAGE · recorded Oct 13, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$290,000
UNITED WHOLESALE MTG
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,812
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$653,388 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$384,347
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$269,041
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$640,577
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
Transaction History(3)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EH
Sierra Oaks K-8 SchoolC
Elementary · Grades KG–8 · 0.3 mi
Encina High SchoolF
High · Grades 9–12 · 1.8 mi
District: San Juan Unified School District
Neighborhood · ZIP 95864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.25,072
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,881 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,930
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
2630 American River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth more than 95% of homes in Sacramento County
- Costs more per square foot than 83% of homes in Sacramento County
- Bigger than 86% of homes in Sacramento County
- Has a bigger lot than 85% of homes in Sacramento County
- Older than 72% of homes in Sierra Oaks
What homes are worth in Sacramento 95864
Each bar is how many homes fall in that price range. The marker is this home.
This home
$360K$2.6M
This home is worth more than 66% of homes in Sacramento 95864.
How it measures up in Sacramento 95864
The dot is this home. The mark in the middle is the typical home in Sacramento 95864.
Estimated value$987,781
CheaperTypical $786,574Pricier
Pricier than 66% of homes nearby
Price per ft²$383
CheaperTypical $394Pricier
Pricier than 44% of homes nearby
Living area2,582 ft²
SmallerTypical 2,023 ft²Bigger
Bigger than 68% of homes nearby
Lot size0.25 ac
SmallerTypical 0.24 acBigger
Bigger than 53% of homes nearby
Year built1966
OlderTypical 1956Newer
Newer than 67% of homes nearby
| Measure | This home | Sierra Oaks | Sacramento 95864 | Sacramento County |
|---|---|---|---|---|
| Estimated valuepricier than | $987,781 | 52% of homes | 66% of homes | 95% of homes |
| Price per ft²pricier than | $383 | 47% of homes | 44% of homes | 83% of homes |
| Living areabigger than | 2,582 ft² | 59% of homes | 68% of homes | 86% of homes |
| Lot sizebigger than | 0.25 ac | 56% of homes | 53% of homes | 85% of homes |
| Year builtnewer than | 1966 | 28% of homes | 67% of homes | 29% of homes |
About 2630 American River Dr
How much is 2630 American River Dr, Sacramento, CA worth?
The TopHap Estimate for 2630 American River Dr, Sacramento, CA is $987,781 as of Jul 14, 2026. The likely range is $871,567 to $1,103,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.
When did 2630 American River Dr, Sacramento, CA last sell?
2630 American River Dr, Sacramento, CA last sold on Mar 2, 2012 for $510,000, according to the county's recorded deed.
How big is 2630 American River Dr, Sacramento, CA?
2630 American River Dr, Sacramento, CA has 4 bedrooms, 3 bathrooms, 2,582 square feet of living space and a 0.25-acre lot.
When was 2630 American River Dr, Sacramento, CA built?
2630 American River Dr, Sacramento, CA was built in 1966, making it 60 years old. The building has 1 story.
What schools serve 2630 American River Dr, Sacramento, CA?
2630 American River Dr, Sacramento, CA is assigned to Sierra Oaks K-8 School (elementary), rated C; Encina High School (high), rated F. All sit in San Juan Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 2630 American River Dr, Sacramento, CA compare to other homes in Sacramento 95864?
Among the 8,858 homes in Sacramento 95864, it is worth more than 66% of them ($987,781 against a typical $786,574), its price per square foot is higher than 44% of them ($383 against a typical $394), it is bigger than 68% of them (2,582 ft² against a typical 2,023 ft²), its lot is bigger than 53% of them (0.25 ac against a typical 0.24 ac) and it is newer than 67% of them (1966 against a typical 1956). Measured against all of Sacramento County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 2630 American River Dr, Sacramento, CA?
The 2025 property tax bill for 2630 American River Dr, Sacramento, CA was $7,876. The county assessed it at $653,388.
More homes on American River Dr
- 3961 American River Dr$1.6M4 bd · 3.5 ba · 3,803 ft² · Sold $1.6M · Jul 2026
- 2595 American River Dr$1.3M4 bd · 2.5 ba · 3,051 ft² · Sold $1.3M · Jun 2026
- 2304 American River Dr$518K2 bd · 2.5 ba · 1,623 ft² · Sold $519K · Jun 2026
- 3950 American River Dr$1.3M3 bd · 3 ba · 3,960 ft² · Sold $1.3M · May 2026
- 3000 American River Dr$964K4 bd · 3 ba · 2,681 ft² · Sold $953K · Apr 2026
- 3120 American River Dr$1.2M3 bd · 2 ba · 2,404 ft² · Sold $1.2M · Apr 2026
- 2489 American River Dr4 bd · 4 ba · 2,638 ft² · Sold $650K · Mar 2026
- 2656 American River Dr$1M4 bd · 3.5 ba · 2,817 ft² · Sold $995K · Feb 2026
- 4615 American River Dr$1.1M4 bd · 3 ba · 2,702 ft² · Sold $1.1M · Dec 2025
- 2301 American River Dr$577K3 bd · 2 ba · 1,907 ft² · Sold $582K · Dec 2025
- 3340 American River Dr$1.5M5 bd · 3.5 ba · 4,419 ft² · Sold $1.5M · Dec 2025
- 2303 American River Dr$598K3 bd · 2 ba · 1,907 ft² · Sold $605K · Sep 2025
Closest homes
- 2611 Morley Way$1M109 ft · 4 bd · 3.5 ba · 2,793 ft² · Sold $560K · Apr 2011
- 2612 American River Dr$1.6M103 ft · 5 bd · 4.5 ba · 6,079 ft² · Sold $870K · May 2022
- 2642 American River Dr$878K157 ft · 3 bd · 2.5 ba · 2,198 ft² · Sold Jan 1900
- 2625 American River Dr$864K198 ft · 3 bd · 2.5 ba · 1,932 ft² · Sold $785K · Jul 2023
- 2631 Morley Way$1.1M193 ft · 4 bd · 2.5 ba · 2,481 ft² · Sold $891K · May 2018
- 2607 Morley Way$1.1M163 ft · 3 bd · 2.5 ba · 2,698 ft² · Sold $650K · Oct 2003
- 2631 American River Dr$888K204 ft · 3 bd · 2.5 ba · 2,289 ft² · Sold Jan 1900
- 2619 American River Dr$1.1M231 ft · 4 bd · 3 ba · 3,018 ft² · Sold Jan 1900
More homes in Sacramento 95864
- 755 Regency Cir$1.8M4 bd · 3 ba · 3,563 ft² · Sold $1.8M · Aug 2026
- 4444 Thor Way$789K3 bd · 1.5 ba · 2,442 ft² · Sold $789K · Aug 2026
- 689 Morris Way$1.4M3 bd · 2.5 ba · 2,642 ft² · Sold $1.4M · Aug 2026
- 840 Coronado Blvd$1M3 bd · 2.5 ba · 2,424 ft² · Sold $2.1M · Aug 2026
- 2426 Ione St$430K3 bd · 1 ba · 1,155 ft² · Sold $406K · Aug 2026
- 3000 Berkshire Way$382K3 bd · 1 ba · 1,092 ft² · Sold $390K · Aug 2026
- 1340 Carter Rd$1.9M4 bd · 2.5 ba · 2,568 ft² · Sold $1.9M · Aug 2026
- 2200 Eastern Ave$725K3 bd · 3 ba · 2,242 ft² · Sold $717K · Jul 2026
- 1401 Topaz Way4 bd · 2 ba · 2,040 ft² · Sold $555K · Jul 2026
- 4201 Loazell Ct$999K3 bd · 2.5 ba · 2,822 ft² · Sold $1M · Jul 2026
- 921 Patricia Way$429K3 bd · 1 ba · 1,081 ft² · Sold $429K · Jul 2026
- 2321 Maryal Dr$593K3 bd · 2 ba · 2,380 ft² · Sold $575K · Jul 2026
Assigned schools
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