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Rural ResidenceResidential
$445,148$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Nov 5, 2013

2635 RIVER RD

DECORAH, IA 52101
4
Beds
1.5
Baths
4,483 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$445K
$351K low$539K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Nov 5, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,148
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,718
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$373,000
DECORAH BANK & TRUST CO · recorded Mar 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$350,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$323,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,890

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.169 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWINNESHIEK
Lot (acres)The size of the land the home sits on, from county records.19.81
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 928 ft²Porch · 157 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Decorah High SchoolA
High · Grades 9–12 · 3.7 mi
E
John Cline Elementary School
Elementary · Grades KG–2 · 3.7 mi
M
Decorah Middle SchoolA
Middle · Grades 5–8 · 3.9 mi

District: Decorah Community School District

Neighborhood · ZIP 52101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.13,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2635 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Winneshiek County
  • Costs less per square foot than 89% of homes in Decorah 52101
  • Among the largest homes in Decorah 52101
  • Has a bigger lot than 88% of homes in Decorah 52101
  • Older than 77% of homes in Decorah 52101

What homes are worth in Decorah 52101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$695K

This home is worth more than 88% of homes in Decorah 52101.

How it measures up in Decorah 52101

The dot is this home. The mark in the middle is the typical home in Decorah 52101.

Estimated value$445,148
CheaperTypical $255,671Pricier

Pricier than 88% of homes nearby

Price per ft²$99
CheaperTypical $173Pricier

Pricier than 11% of homes nearby

Living area4,483 ft²
SmallerTypical 1,523 ft²Bigger

Bigger than almost all homes nearby

Lot size19.81 ac
SmallerTypical 0.48 acBigger

Bigger than 88% of homes nearby

Year built1905
OlderTypical 1969Newer

Newer than 23% of homes nearby

How 2635 River Rd ranks against every home in each area.
MeasureThis homeDecorah 52101Winneshiek County
Estimated valuepricier than$445,14888% of homes91% of homes
Price per ft²pricier than$9911% of homes24% of homes
Living areabigger than4,483 ft²almost all homesalmost all homes
Lot sizebigger than19.81 ac88% of homes85% of homes
Year builtnewer than190523% of homes24% of homes

About 2635 River Rd

How much is 2635 River Rd, Decorah, IA worth?

The TopHap Estimate for 2635 River Rd, Decorah, IA is $445,148 as of Jul 14, 2026. The likely range is $351,211 to $539,085. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2635 River Rd, Decorah, IA last sell?

2635 River Rd, Decorah, IA last sold on Nov 5, 2013 for $300,000, according to the county's recorded deed.

How big is 2635 River Rd, Decorah, IA?

2635 River Rd, Decorah, IA has 4 bedrooms, 1.5 bathrooms, 4,483 square feet of living space and a 19.81-acre lot.

When was 2635 River Rd, Decorah, IA built?

2635 River Rd, Decorah, IA was built in 1905, making it 121 years old. The building has 2 stories.

What schools serve 2635 River Rd, Decorah, IA?

2635 River Rd, Decorah, IA is assigned to Decorah High School (high), rated A; John Cline Elementary School (elementary); Decorah Middle School (middle), rated A. All sit in Decorah Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2635 River Rd, Decorah, IA compare to other homes in Decorah 52101?

Among the 5,096 homes in Decorah 52101, it is worth more than 88% of them ($445,148 against a typical $255,671), its price per square foot is higher than 11% of them ($99 against a typical $173), it is bigger than almost all of them (4,483 ft² against a typical 1,523 ft²), its lot is bigger than 88% of them (19.81 ac against a typical 0.48 ac) and it is newer than 23% of them (1905 against a typical 1969). Measured against all of Winneshiek County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2635 River Rd, Decorah, IA?

The 2025 property tax bill for 2635 River Rd, Decorah, IA was $3,564. The county assessed it at $350,890.

Closest homes

More homes in Decorah 52101

Assigned schools

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